分类归档 xiyu

　　The Beijing Housing Provident Fund Management Center has issued the Notice on Adjusting the Individual Housing Loan Policy of Housing Provident Fund and the Notice on Implementing streamline administration, delegate power, strengthen regulation and improve services, Optimizing the Business Environment and Improving the Service Level of Housing Provident Fund Collection, which will completely change the withdrawal and loan of housing provident fund in the future. These policies will be officially implemented from September 17, 2018.

　　Among them, "recognizing the house and recognizing the loan", "the deposit amount is linked to the deposit period" and "buying a house in a different place cannot be extracted at will" are all key words!

　Young people　

　　Only when the loan amount is linked to the deposit period for more than 11 years can the loan be 1.2 million yuan.

　　In the past, the maximum amount of provident fund loans was 1.2 million yuan, and the length of deposit time would not affect the amount; The New Deal will link the loan amount with the deposit period of the housing provident fund of the borrower.

　　The relevant person in charge of the Beijing Housing Provident Fund Management Center said that in order to reflect the fairness and impartiality of the system,You can borrow 100,000 yuan every year, with a maximum loan of 1.2 million yuan.

　　There are also several special circumstances when calculating the deposit period. If the deposit period is less than 1 whole year, it shall be calculated as 1 whole year. For example, if the deposit period is 13 months, it will be counted as two years, and the loan can be 200,000 yuan. In addition, if the loan applicant is married, the calculated loan amount will not be added up, but will be calculated by the spouse who has paid for a long time.

　　For example, if a 22-year-old college graduate starts to pay the provident fund after taking office, under normal circumstances, it will take more than 11 years to pay for a loan of 1.2 million yuan, that is, about 34 years old. "This is mainly to guide citizens to reasonable housing consumption and implement’ rental and purchase at the same time’ and’ rent before buying’." The person in charge said.

　Buy a "second house"???　

　　The maximum loan amount for the second suite is reduced to 600,000.

　　Since September 17, 2018, the personal loan of Beijing Provident Fund has also changed the rules for judging the "second suite" and become the same as the commercial loan.

　　"House" refers to the house of the borrower under the name of Beijing, and "loan" refers to the national personal housing loan records in the PBOC credit information system, including commercial housing loan records and housing provident fund personal housing loan records.

　　In other words, if the loan applicant has no housing loan record and no housing in this city, it will be handled according to the first home loan policy; Anyone who does not belong to the first suite and is approved as a second suite shall be handled according to the second suite loan policy; If it is approved that there are two or more houses, no loans will be granted.

　　Specifically, it is counted as the "second suite":There is only one set of housing in this city; There is only one housing loan record in China; There is a housing loan record, and there is a house in this city, and it is the same house.If there are two or more houses in this city, or there are two or more housing loan records in the country, or there are housing loan records and houses in this city that are not the same house, the loan will not be granted.

　　At the same time, the New Deal lowered the maximum loan amount for second-home loans.From 800,000 yuan to 600,000 yuan. Generally speaking, if you are judged as a "second suite" after "recognizing the house and recognizing the loan", you will face a decrease in the loan amount and an increase in the down payment ratio compared with the past.

　First payment ratio　???　

　　The down payment ratio is no longer uniform: 20% for ordinary houses, 35% for two sets, and 80% for non-ordinary houses.

　　Whether it is the first suite or the second suite will directly affect the down payment ratio. Similar to last year’s "3.17 New Deal", the down payment ratio for purchasing a house with provident fund loans will vary according to the nature of the house:

　　From low to high, buyAffordable housingYes, the down payment ratio is not less than 20%;

　　buyPolicy housing such as shared property rights.The first set of housing, the down payment ratio is not less than 30%;

　　buyThe first set of ordinary self-occupied housing other than policy housingThe down payment ratio is not less than 35%;

　　buyThe first set of non-ordinary self-occupied housing other than policy housingThe down payment ratio is not less than 40%;

　　buyOrdinary self-occupied house and second house.Yes, the down payment ratio is not less than 60%;

　　buyNon-ordinary self-occupied housing and second housing.Yes, the down payment ratio is not less than 80%.

　　The identification standards for ordinary self-occupied housing and non-ordinary self-occupied housing will be implemented in accordance with the "Notice on Adjusting the Average Transaction Price of Ordinary Housing in this Municipality to Enjoy Preferential Tax Policies". Generally speaking, ordinary self-occupied housing refers to the plot ratio above 1.0 (inclusive) and the single building area below 140 square meters (inclusive), and is determined with reference to its actual transaction price.

　Chengliuqu　???　

　　Buying a house from the sixth district of the city to the outside of the sixth district can be floated. The east-west city will float 200,000 and the Haifeng Stone will float 100,000.

　　In order to implement the relevant requirements of Beijing’s overall urban planning, the New Deal can increase the maximum loan amount by 100,000 yuan and 200,000 yuan on the basis of 1.2 million yuan for families who purchase houses outside the six districts of Beijing.

　　Specifically,

　　The household registration of the loan applicants are all in Beijing.Dongcheng DistrictorXicheng DistrictYes, the purchase of the first home outside the six districts (Dongcheng, Xicheng, Chaoyang, Haidian, Fengtai and Shijingshan) can increase the maximum loan amount by 200,000 to 1.4 million yuan;

　　If the household registration is inChaoyang, Haidian, Fengtai and Shijingshan DistrictsYes, the maximum loan amount can be increased by 100,000 yuan to 1.3 million yuan when purchasing the first house outside the six districts of the city.

　Middle-aged and elderly years　???　

　　The longest loan period is 65 years old.

　　Previously, the longest loan period of provident fund personal loans can be calculated until the borrower is 70 years old; Now it is adjusted to the maximum age of 65 in principle. If the loan applicant is married, the loan term shall be calculated by the longer of the husband and wife.

　　For example, if the applicant is over 55 years old, the maximum loan period used to be 15 years, but now it will be reduced to 10 years.

　Monthly salary family　???　

　　If the monthly repayment amount does not exceed 60% of the monthly income, the amount will be reduced if the income is insufficient.

　　On the premise of ensuring the basic living expenses of the loan applicant, according to the loan amount, term and applicable interest rate applied by the loan applicant, the monthly repayment amount calculated by the equal principal and interest repayment method,Not exceeding 60% of the monthly income of the loan applicant..

　　In fact, the "monthly repayment amount not exceeding 60% of monthly income" will more importantly affect the loan amount.

　　Calculate the account! If you use the provident fund loan of 1.2 million yuan for 25 years, the monthly payment of equal principal and interest is 5848 yuan according to the benchmark interest rate of 3.25%. According to the New Deal, the monthly income should reach at least 11,230 yuan on the basis of basic living expenses.

　Buying a house outside Beijing　???　

　　The purchase of houses in different places is no longer taken casually, only the domicile or the provincial capital where the domicile is located can be bought.

　　"Although it has been realized to purchase houses in different places to withdraw the provident fund, a large number of forged materials have also been found to defraud the provident fund." The relevant person in charge of the Beijing Housing Provident Fund Management Center said that in practice, many applicants were found to have forged property certificates, household registration books, identity cards, house purchase contracts and even government websites.

　　To this end, the New Deal will also standardize the purchase and withdrawal business, and it is no longer necessary to purchase housing in any city to withdraw the provident fund in Beijing. It is reported that in addition to buying houses located in the administrative area of Beijing,The withdrawal of provident fund is limited to the purchase of housing in the county, city or provincial capital city where the household registration is located as recorded in the ID card and household registration book of the person and spouse.

　　For example, if the purchaser’s household registration is in Zhangjiakou City, Hebei Province, he can only withdraw the provident fund when purchasing Beijing housing, Zhangjiakou housing and Shijiazhuang housing; If the person buys a house in Langfang, such as Beisan County, he cannot withdraw the provident fund.

　　It should also be noted that,If the depositor and spouse of the housing provident fund have records of house purchase withdrawal in the administrative area of Beijing, they cannot apply for house purchase withdrawal in different places.

　Entering the city　???　

　　Migrant workers can cancel their accounts and extract men over 55 years old and women over 50 years old.

　　For migrant workers to terminate the labor relationship with their units, if the household registration is local, it shall be handled in accordance with the provisions on the extraction of local household registration personnel;

　　If the household registration is from other places, if you go to other provinces and cities because of work changes and have established housing provident fund locally, you can apply for the transfer of housing provident fund in different places;

　　If the housing provident fund has not been established locally, the payer of the housing provident fund may cancel the account when he is 55 years old for men and 50 years old for women.

　Big patient　???　

　　In principle, cancel the extraction of serious illness.

　　In order to curb fraud and fraud by means of serious illness, this Municipality has in principle cancelled the extraction of major diseases as stipulated in the Notice on the Extraction of Housing Provident Fund for Employees’ Family Emergencies.

　　At the same time, if the depositor applies for the agreed withdrawal,After the first extraction is completed, the agreed extraction interval is adjusted to three months, six months or one year.

　Single-position and full-time worker　???　

　　Illegal withdrawal for 5 years, no mention and no loan.

　　According to the New Deal, in the future, the city will increase penalties for illegal withdrawal of provident fund. For employees who illegally withdraw housing provident fund, the management center immediately freezes their housing provident fund accounts, orders them to fully refund the amount illegally withdrawn, records personal information in the bad information database, and refuses to apply for housing provident fund withdrawal or accept housing provident fund loan applications within five years from the date of discovery of violations.

　　At the same time, it also copied the bad information to the Municipal Administration for Industry and Commerce, the Municipal Economic and Information Committee and other departments in accordance with the law, and implemented joint punishment. If the personal housing provident fund account is transferred to a different place, the bad records extracted illegally will be transferred with the personal account.

　Apply for a loan　???　

　　A large number of materials have been completely streamlined.

　　In addition to adjusting many loan rules, relevant materials have also been streamlined with the implementation of the New Deal. In terms of loan application materials, in order to facilitate the loan applicant, when accepting the loan application, the loan handling department of the management center only keeps the original house purchase contract (if it is inconvenient to provide the original, a copy is provided) and the original Certificate of Deposit and Use of Housing Provident Fund for Employees with Foreign Loans; After verification, the remaining loan application materials shall be kept in electronic image files for review and retrieval during business handling.

　　At the same time, the current loan contract retained by the management center, Beijing Housing Loan Guarantee Center, the borrower and the entrusted bank will be reduced to one for the management center, the borrower and the entrusted bank, and the Beijing Housing Loan Guarantee Center will not be retained.

　Single-position account opening　???　

　　Open an account and deposit the whole process online.

　　For provident fund deposit units, in addition to the deposit business that can be completed online, the unit registration account opening and information change can be handled by the manager at the housing provident fund counter, or the unit manager can directly complete the registration account opening and information change business by logging in to the online business platform of Beijing Housing Provident Fund Management Center (http://www.bjgjj.gov.cn).

　　If it is the first time for the company to register and open an account online, the selected management department is responsible for reviewing the information provided by the company, informing the company of the audit results and guiding the company to handle the business in the next step; If there are still complicated problems that cannot be solved by online or telephone, notify the unit manager to the management department or the management department will send someone to the unit to guide and solve them.

　Unit business　???　

　　The city’s general payment and withdrawal realize the nearest office.

　　In the past, the city’s provident fund business was handled according to the territory; From next Monday, the deposit unit can choose one of the 18 management departments under the management center and the bank outlets entrusted with the housing provident fund collection business to handle the housing provident fund deposit and withdrawal business according to the principle of proximity and convenience. The management department or bank outlets selected by itself can be fixed or not.

　　In terms of simplifying the handling of materials, the deposit unit and the depositor handle the business of registration, account opening, deposit, change and inquiry through the online business platform of housing provident fund or mobile client, and the business handling department no longer prints and keeps paper files, but only keeps electronic files; The management department and the entrusted bank outlets only need to take images of the original application materials and keep them as electronic files when handling the registration, account opening, deposit, withdrawal, transfer, change and inquiry of the housing provident fund deposit unit, and do not keep copies of the business handling materials.

　Other doubts　???　

　　Authoritative answer

　　Q: Is the execution time based on online signing or loan application?

　　A: All relevant policies will be implemented as of September 17, 2018. If they have been signed online before, they will be implemented according to the original regulations. This regulation is mainly aimed at the municipal provident fund, and the the Central Committee of the Communist Party of China directly under the authority Sub-center, the Central State Organs Sub-center and the Beijing Railway Sub-center can be implemented with reference to this notice, unless otherwise stipulated.

　　Q: Can I get a loan of 1.2 million yuan after 12 years of deposit?

　　A: 1.2 million is only the maximum amount. The actual approved loan amount is also related to the monthly deposit amount, the maximum loan percentage, and the proportion of monthly repayment amount to monthly income.

　　Q: Can I still withdraw the provident fund if I have purchased a foreign house and made the first withdrawal?

　　A: The new regulations require that you can purchase a house in a provincial capital city where your household registration is located or where you are located before you can apply for a house purchase in a different place to withdraw the provident fund. In addition, the reporter also learned that if a foreign house has been purchased and has been extracted for the first time, it will be extracted normally according to the original policy.

　　Q: The registered employees in the sixth district of the city have not paid for 12 years. Can they enjoy the "quota floating policy"?

　　A: The loanable amount can be increased by 100,000 yuan or 200,000 yuan based on the actual deposit period of registered employees in the six districts of the city, but the final loan amount should not exceed the loan amount calculated according to the policy that the monthly repayment amount of the deposited employees does not exceed the control standard of their monthly income proportion.

　　Q: Does the "floating quota policy" apply to married employees?

　　A: It depends. If one of the husband and wife is registered in the sixth district of the city and the other is registered outside the sixth district of the city, the purchase of housing outside the sixth district of the city will not enjoy the floating; If one of the husband and wife has a household registration in Dongxi District and the other has a household registration in Chaoyang District, Haidian District, Fengtai District and Shijingshan District, they can buy a house outside the six districts of the city and enjoy a floating rate of 100,000 yuan; If both husband and wife’s household registration are in the east and west urban areas, they will buy houses outside the six urban areas and enjoy a floating rate of 200,000 yuan; If a single person buys a house outside the six districts of the city, the registered employees in the east and west cities will enjoy a floating rate of 200,000, and the registered employees in Chaoyang District, Haidian District, Fengtai District and Shijingshan District will enjoy a floating rate of 100,000.

CCTV News:According to official website news from the Ministry of Housing and Urban-Rural Development, the Ministry of Housing and Urban-Rural Development recently issued the Guiding Opinions on Carrying out Urban Physical Examination in an All-round Way. Among them, it is clear that the objects of urban physical examination include housing, residential area (community), block and urban area (city). The physical examination of housing and community should be carried out with the community as the basic unit, and the physical examination of the block should be carried out in combination with the administrative boundary of the existing street, connecting the urban renewal units (districts). Around the housing, community (community), block, city (city), the establishment of urban physical examination basic index system (Trial), set a certain number of core indicators. The core indicators are indicators that can obtain accurate and stable data, compare vertically and horizontally, and have sustainability.

Guiding opinions of the Ministry of Housing and Urban-Rural Development on comprehensively carrying out urban physical examination work

In recent years, all localities have conscientiously studied and implemented the spirit of the important instructions of the Supreme Leader General Secretary on urban physical examination, organized various cities and pilot cities to explore and innovate the index system, methods and institutional mechanisms of urban physical examination, and promoted urban physical examination and urban renewal in an integrated manner, thus forming an experience that can be replicated and promoted. In order to implement the requirements of the CPC Central Committee and the State Council on the establishment of urban physical examination and evaluation system, comprehensively carry out urban physical examination in cities at prefecture level and above, and solidly and orderly promote the implementation of urban renewal, we hereby put forward the following opinions.

I. General requirements

Guided by the Supreme Leader’s Socialism with Chinese characteristics Thought in the New Era, we will thoroughly implement the spirit of the 20th Party Congress, implement the new development concept completely, accurately and comprehensively, adhere to the principle that people’s cities are built by the people and people’s cities are for the people, and take urban physical examination as an important starting point for coordinating urban planning, construction and management, so as to promote the overall optimization of urban structure, perfect functions and quality improvement, and build a livable, resilient and smart city. Adhere to the problem-oriented, draw detailed urban physical examination units, from housing to residential areas (communities), blocks, urban areas (cities), and find out the difficulties, blocking points and pain points that the masses have strongly reflected. Adhere to the goal orientation, regard the city as an "organic life", aim at the integration of production and city, the balance between occupation and residence, and the ecological livability, and find out the shortcomings and weaknesses that affect the competitiveness, carrying capacity and sustainable development of the city. Strengthen the application of the results, take the problems found in urban physical examination as the focus of urban renewal, focus on solving the urgent problems of the masses and filling the shortcomings and weaknesses of urban construction and development, carry out urban renewal in a targeted manner, rectify the problems found in physical examination, and establish and improve the "problems found — Solve the problem — Consolidate and improve the working mechanism of urban physical examination.

Second, the key tasks

(a) clear physical examination work subject and object. To carry out urban physical examination, we should adhere to the leadership of the city government, and establish a working mechanism in which the urban housing and urban-rural construction departments take the lead, all relevant departments, districts, streets and communities participate together, and the third-party professional team is responsible. Urban housing and urban-rural construction departments should formulate urban physical examination work plans, work rules and technical standards, and select third-party professional teams. Relevant departments, districts, streets and communities should cooperate with the third-party professional team to do a good job in physical examination. The third-party professional team is responsible for the collection, analysis and diagnosis of urban physical examination data, summarizing the results of urban physical examination and compiling the urban physical examination report. The objects of urban physical examination include houses, communities, blocks and urban areas (cities). The physical examination of housing and community should be carried out with the community as the basic unit, and the physical examination of the block should be carried out in combination with the administrative boundary of the existing street, connecting the urban renewal units (districts). Relevant departments can organize special physical examinations on the construction of public infrastructure, the lifeline safety project of urban infrastructure, the protection and inheritance of history and culture, and make a good connection with the urban physical examination work.

(2) Improve the physical examination index system. Around the housing, community (community), block, city (city), the establishment of urban physical examination basic index system (Trial), set a certain number of core indicators. The core indicators are indicators that can obtain accurate and stable data, compare vertically and horizontally, and have sustainability. Housing dimension, from the aspects of safety and durability, complete functions, green intelligence, etc., set up indicators such as housing structure safety, pipelines, household water quality, building energy efficiency, digital home and so on. In the dimension of community, indicators such as pension, nursery, parking and charging are set from the aspects of perfect facilities, livable environment and sound management. In the dimension of blocks, indicators such as middle schools, sports venues and old blocks are set from the aspects of perfect functions, neatness and order, and characteristic vitality. In the urban area (city) dimension, indicators are set from the aspects of ecological livability, historical and cultural protection and utilization, integration of production and city, safety and resilience, wisdom and efficiency. Local housing and urban-rural construction departments at all levels should combine local conditions, add characteristic indicators on the basis of the basic index system of urban physical examination, and refine the physical examination content, acquisition method, evaluation standard and physical examination cycle of each indicator, so as to be quantifiable, perceptible and evaluable.

(3) In-depth search for shortcomings. Urban physical examination focuses on finding problems and promoting problem solving. Third-party professional teams to carry out data collection and summary analysis should adhere to the principle of seeking truth from facts, and make full use of existing data resources such as the national comprehensive risk survey of natural disasters, the survey of housing construction and municipal facilities, the thorough investigation of urban dilapidated houses, and the statistical data of professional departments to avoid repeated investigations. The physical examination of housing and community (community) should organize street and community workers, property service enterprises and professional units to participate together, unblock the channels for residents to make suggestions and suggestions, cooperate with the third-party professional team to find out the potential safety hazards existing in the use of housing, identify the gaps in facilities such as pension, nursery, parking and charging, as well as the problems in the community environment and management, and establish a ledger of community problems. Professional issues involving structural safety of buildings, gas safety, etc. should be consistent with the investigation and appraisal opinions issued by professional units. The physical examination of the block should fully consider the functional orientation of the block, link up the fifteen-minute life circle, find out the gap of public service facilities and the problems in the renovation and renovation of the street environment, and establish the problem account of each block. Urban (city) physical examination should comprehensively evaluate the status of urban vital signs and the quality of construction and development, and identify the shortcomings and weaknesses.

(4) Strengthen the application of physical examination results. Third-party professional teams should systematically sort out, diagnose and analyze the problems found in the physical examination according to the principle of priority, divide the problems into two categories: time-limited solution and trying to solve them, put forward a list of problems and rectification suggestions, and form a city physical examination report on the basis of comprehensively summarizing the work, submit it to the urban housing and urban-rural construction department, and report it to the city government after organizing experts to demonstrate and solicit opinions from the district governments and relevant departments. Cities should decompose and implement the list of problems raised in the city physical examination report to the district governments and relevant departments, and clarify the rectification measures and completion time limit. Among them, the problems that need to be solved within a time limit are mainly outstanding problems related to safety, health and strong reaction from the masses. In order to solve such problems, it is necessary to establish a reform and solve them within a time limit. For the problems that need to be solved as much as possible, we should persist in doing our best and do what we can, doing one thing after another, doing it year after year, and trying our best to fill the shortcomings and weaknesses. Urban housing and urban-rural construction departments should formulate urban renewal plans and annual implementation plans based on urban physical examination reports, generate urban renewal project libraries, and make overall plans to promote urban renewal work such as the renovation of existing buildings, the renovation of old urban communities, the construction of complete communities, the creation of vibrant neighborhoods, the improvement of urban functions, the renovation of urban infrastructure, urban ecological restoration, historical and cultural protection and inheritance. To solve the problems found in the previous year’s physical examination into this year’s urban physical examination work, and continue to promote the problem solving.

(5) Accelerate the construction of information platforms. Housing and urban-rural construction departments at all levels should combine the work of urban physical examination, the national comprehensive risk survey of natural disasters, the investigation of housing buildings and municipal facilities, and the construction of the basic platform of urban information model (CIM), gather the physical examination data collected by the third-party professional team, the list of problems formed by physical examination, the list of remediation suggestions, the work progress and other data, build the urban physical examination database, and do a good job in data preservation management, dynamic update, network security protection and other work in accordance with regulations. Based on the database of urban physical examination, the information platform of urban physical examination should be built, and its functions in data analysis, monitoring and evaluation should be brought into play, so as to realize the functions of sustainable comparative analysis of physical examination indicators, dynamic monitoring of problem rectification, regular evaluation of urban renewal effectiveness, and command and dispatch of urban physical examination work, which will provide basic support for urban planning, construction and management.

Third, safeguard measures

(1) Strengthen organizational leadership. Housing and urban-rural construction departments at all levels should fully understand the importance of carrying out urban physical examination, regard it as an important basic work to implement urban renewal, strengthen departmental cooperation under the leadership of local party committees and governments, form joint efforts, and solidly promote urban physical examination. Urban physical examination is carried out every year from March to 3— Launched in August, all localities may, in accordance with the relevant provisions of budget management and combined with actual work needs, make overall arrangements for funds to support urban physical examination work. The housing and urban-rural construction departments of all provinces (autonomous regions) should intensify the training of urban physical examination, strengthen the follow-up guidance and work supervision in the whole process, take whether the problem is found accurately, the problem is rectified in place, and the update effect is remarkable as the work quality evaluation standard, and regularly report the progress of the work. After the city medical examination report is approved by the city government, the housing and urban construction department of the province (autonomous region) will summarize and form a comprehensive report and submit it to our department before the end of September each year. After the approval of the municipal government, the city physical examination report of the municipality directly under the central government shall be submitted to our department by the competent department of city physical examination before the end of September each year.

(2) Strengthen monitoring and evaluation. The housing and urban-rural construction departments of all provinces (autonomous regions) should take the urban physical examination as an important basis for evaluating the improvement of urban living environment quality and the construction effect of livable, resilient and smart cities, establish a monitoring and evaluation mechanism, put forward improvement requirements for existing problems and urge them to solve them. Our department will guide all provinces (autonomous regions) to select representative sample cities in consideration of scale, location, function and other factors, evaluate the development of urban physical examination and problem solving, evaluate the development status and level of urban construction, find out common problems, propose policy measures and suggestions, and improve the evaluation mechanism of urban physical examination.

(3) Accelerate the construction of professional teams. All localities should strengthen the training of professional teams and professionals in urban physical examination, and select third-party professional teams to undertake urban physical examination. The third-party professional team should be equipped with professional technicians in architecture, structure, municipal administration, planning, geography and economy, master and apply the working methods of urban physical examination skillfully, and serve the urban planning, construction and management for a long time. The Ministry of Housing and Urban-Rural Development will select and publish a group of professional teams of urban physical examination with high professional level, strong comprehensive ability and rich practical experience to provide support for local work.

(4) Mobilizing public participation. All localities should increase the publicity of urban physical examination work, interpret and publicize the urban physical examination work through mainstream media, internet and new media platforms, so that the people can care about and understand the urban physical examination work and guide the public to actively participate. It is necessary to take various ways to unblock the channels for the public to participate in urban physical examination, listen to the voices of the masses, understand their demands, respond to their concerns in a timely manner, implement the concept of "people’s cities are built by the people and people’s cities are for the people", and create a good atmosphere for the whole society to support and participate in urban physical examination.

　　Zhejiang Online Hangzhou September 11th (Zhejiang Online reporter Jia Xiaowen correspondent Pang Zhenyu Cheng Jianxi Li Wensheng Jing)"You have a loan amount of 8,000 yuan that has not been withdrawn. Click Register and it will arrive in seconds." "Urgent need of money? Zero threshold, zero interest, and quick arrival. " If you open this spam message with a web page link, it is not a "caring person" who needs money urgently, but a "cash loan" platform with an annual interest rate of more than 1500%.

　　The reporter learned from the Hangzhou Public Security Bureau today that since July, Hangzhou police have smashed eight criminal gangs of "cash loans" and arrested more than 300 criminals, including more than 140 criminal compulsory measures, shut down more than APP60 "cash loans" and frozen more than 76 million yuan of funds and assets involved. These deceptive routines of "cash loans" were also exposed by the police today.

　　After the loan is successful, "it is difficult to refund"

　　In mid-July this year, the investigation by Shangcheng police found that a network technology company in Hangzhou, headed by two brothers Zhu, put on the "coat" of a legitimate company, promoted by telephone and online, and deliberately concealed deductions such as audit fees and platform management fees from the victims, taking advantage of the victims’ eagerness to borrow money and not carefully reading the contract, and induced them to borrow money from multiple involved apps.

　　Although the loan amount is only 3,000 yuan, when the victim wants to make a refund after receiving the money, the company either refuses to answer the phone, refuses to refund on the grounds that the contract is signed, or delays it on the grounds that the refund procedure takes time; If the customer insists on a refund, he will have to pay back more than 200 yuan on the basis of returning the principal, and he will have to pay 100 yuan more for an extra day. In a short repayment period of 21 days, the amount of repayment required by the victim is as high as 1.6 times of the actual loan funds.

　　Borrow 1500 and deduct 450 "service fee"

　　"Golden Teacup", "Living Loan" and "Blue Gem" … … On July 29th, Gongshu Branch destroyed these "cash loan" platforms in one fell swoop, successfully ending a "cash loan" criminal industrial chain. In this criminal industrial chain, from the technology company that develops APP to the promotion company, to the collection company that collects users, everything is available.

　　When the victim clicks on the SMS and downloads the APP, and provides personal information data such as portrait, address book and bank card for registration, it is discovered that the real loan amount is only 1,500 yuan. Although it claims that the interest is 0, 450 yuan service charge is required, which shows that the actual amount received is 1050 yuan, and it needs to be repaid 1500 yuan after 7 days … … This nominal service fee is actually as high as 30% of the "beheading interest", and the annual interest is as high as 1500%.

　　Mobile phone address book becomes collateral

　　In March of this year, Lin’ an police found that nearly 10,000 people in the country transferred money to Li and others. The police believe that Li and others are suspected of major crimes involving the implementation of online "routing loans".

　　After investigation, since August 2018, these people have been engaged in full-time lending in the name of private lending, supported by the "cash loan" platform, and illegally profited by signing double IOUs, arbitrarily determining breach of contract to collect liquidated damages, and receiving repayment without tearing IOUs.

　　The reporter learned that many "cash loan" platforms need to upload the mobile phone address book when registering. In order to get back the loan funds, criminal gangs use insults, threats to "expose the address book" and other means to harass the victims and their relatives and friends, and even send PS insulting pictures and other means to urge them.

　　The Hangzhou police reminded that the general public should further enhance their legal awareness and self-protection awareness, choose formal financial institutions with loan qualifications to make loans, accurately assess individual repayment ability, and lend rationally. Don’t trust all kinds of unsecured interest-free loan advertising information released by individuals and companies without financial qualifications. If you encounter illegal and criminal violations that meet the characteristics of the above-mentioned "routine loan", you should save the corresponding evidence as much as possible and call the police in time to help the public security organs collect fixed evidence and crack down on it according to law.

China’s first tetravalent influenza virus split vaccine independently developed by Shanghai for people over 6 months old, and the first shot was opened in Shanghai!

Xiaoyun reminds everyone that autumn and winter are the high incidence periods of influenza. Vaccination against influenza is the most effective measure to prevent influenza.

For more professional interpretations, please slide down.

Recently, Ms. Yang in Shanghai found that many people around her had the flu. In order to take preventive measures and worry about the elderly and children, she took her 70-year-old mother and her 6-year-old daughter and was vaccinated with tetravalent influenza virus split vaccine. This vaccine is independently developed by Shanghai and can be used by people of all ages. Ms. Yang thinks that it will be more reassuring for a family to get the same vaccine.　

01, tetravalent influenza virus split vaccine

Influenza virus can cause seasonal epidemic every year because of its changeable virus antigen and rapid spread. At present, influenza vaccination is an effective means to prevent influenza and related severe illness and death.

The World Health Organization (WHO) has recently released the influenza strains in the influenza epidemic season of 2023-2024 for medical institutions’ reference, and the newly listed tetravalent influenza virus split vaccine of China Institute of Biological Products was developed by using the influenza strains recommended by WHO in the influenza epidemic season of 2023-2024.　

02. What are its advantages?

Contains more virus types

Trivalent influenza vaccine includes three virus types: H1N1 (A), H3N2 and Victoria strain B, while tetravalent vaccine also includes Yamagata strain B..

Universal for all ages

The first domestic universal tetravalent influenza virus split vaccine independently developed by Shanghai was approved by National Medical Products Administration on November 22, 2022, which achieved the unification of vaccination dosage forms for infants, adolescents, adults and the elderly for the first time in China and became the first exclusive universal tetravalent influenza vaccine for all ages in China.

Safer and more efficient

Shanghai Institute of Biological Products took the lead in completing the clinical study of full-dose tetravalent influenza vaccination for infants aged 6-35 months in China. The results showed that after two doses of tetravalent influenza vaccine from Shanghai Institute of Biological Products were inoculated, the highest serum protection rate against four subtypes of influenza was 98.6%, and the serum antibody protection rate, antibody seroconversion rate and geometric average titer of antibody were significantly higher than half dose, and there was no statistical difference in the incidence of overall adverse reactions.

Adverse reactions are lower.

The tetravalent influenza virus split vaccine of China Institute of Biological Products adopts two-step centrifugal refining and purification process, and contains no preservatives and antibiotics, thus minimizing the risk of adverse reactions.

Xiaoyun specially reminds everyone that in order to protect the health of the whole family, please ventilate, wash your hands and clean frequently. These simple and important preventive measures can effectively curb the spread of diseases and keep us away from germs.

"Apply for Citizen Cloud" APP [Health Knowledge] service,Provide a variety of health knowledge

Scan the QR code below to get to the service directly.

　

03. Does anyone want to play?

Considering that different populations are generally susceptible to influenza virus, people over 6 months old who have no contraindications can be vaccinated with influenza vaccine.

Due to factors such as the severity of illness and different outcomes after infection, the Technical Guide for Influenza Vaccination in China (2019-2020) recommends the following seven groups of people as priority vaccination targets:

1) infants aged 6 ~ 23 months;

2) Children aged 2-5;

3) elderly people aged 60 and above;

4) Patients with specific chronic diseases: patients with chronic diseases such as cardiovascular diseases (except simple hypertension), chronic respiratory diseases, liver and renal insufficiency, hematological diseases, nervous system diseases, neuromuscular dysfunction, metabolic diseases (including diabetes), and those with immunosuppressive diseases or low immune function;

5) medical staff;

6) Family members and caregivers of infants under 6 months old;

7) Pregnant women or women who are going to get pregnant during the flu season.

At the same time, it should be noted that if you have the following situations, you can’t get the flu vaccine!

1) allergic to any ingredients (including excipients, formaldehyde, cracking agents and antibiotics) contained in the vaccine;

2) Suffering from acute disease, serious chronic disease, acute attack of chronic disease and fever;

3) Uncontrolled epilepsy and other progressive nervous system diseases, with a history of Guillain-Barre syndrome.

How to vaccinate the vaccine?

The first step: "With the application of the citizen cloud" APP search to enter the [smart vaccination] service. Or scan the QR code below to go directly to the service area.

Step 2: Click [Appointment Vaccination]-[Appointment by Specific Vaccine].

　

Step 3: Select [Influenza Vaccine Universal Type (6 months and above)] and select the appointment date and time.

Step 4: Confirm the recipient and reservation information, and submit the reservation order after reading the reservation rules.

"With the APPlication of citizen cloud" app uses [credit for medical treatment] service.

Pay without queuing, pay after seeing a doctor first.

"With the application of citizen cloud" APP [Municipal Medical Insurance Bureau] area is provided.

A number of related services, such as "medical insurance fund", "medical insurance account family mutual aid" and "treatment inquiry of insured persons"

Long press to identify the QR code below and go to the area to see more services.

The content and pictures of the article come from | Biology in China and Disease Control in China. Please contact the original author for reprinting and authorization.

　　[Brand History] Not long ago, the news that Auto broke up with its two joint ventures in China became a hot topic among many netizens. Among them, Changhe and Suzuki have issued a statement to break up peacefully, while Suzuki’s ending is still up in the air. However, no matter which direction Changan Suzuki will develop in the future, I believe that history will never forget these two Sino-Japanese joint venture automobile brands that have accompanied Chinese people for more than 20 years.

　　Looking back at the history of Suzuki brand, we can see that its original main business was not to manufacture cars and motorcycles. In 1909, 22-year-old Suzuki Daoxiong founded a loom company named after his surname. After gaining a firm foothold in the textile machinery industry, Suzuki began to consider expanding its business, and started a small car research and development project in 1937, and completed the development of several prototype cars in the next two years. However, Suzuki’s plan to build a car ran aground with the outbreak of World War II.

　　After the war, Japan’s economy recovered strongly with the support of the United States, and the civil car market gradually opened up. Suzuki seized the opportunity to launch the first motorcycle Power Free in 1952. In the mid-1950s, the Japanese government began to set up national expressways, laying the foundation for the development of automobiles. Suzuki once again seized the opportunity, and in 1955, it launched the first Suzulight with a 360cc four-wheel car.

　　Suzuki Motor became attached to the China market in the early 1980s. When the spring breeze of reform and opening up blew to the land of Shenzhou, China automobile industry ushered in an unprecedented development opportunity. With peace and development becoming the theme of the times, Changhe, Chang ‘an, and other enterprises with military background have introduced Suzuki’s technology in the process of "military to civilian" and produced Suzuki-origin minivans and minivans all over the country.

　　In September 1980, Changhe ordered the ST90V Suzuki Carry minivan. After sample car decomposition, mapping, parts processing, assembly and other processes, in December 1982, Changhe successfully trial-produced the first CH730. In July 1984, Changhe signed an agreement with Suzuki, and officially received technical support from Suzuki. Changhe mini-car was once popular all over the country, and the public security law, postal service and other units in Shanghai have used "Changhe Small Noodles", which can carry people and pull goods, and its body is compact, making it easy to walk flexibly in Shanghai’s alleys.

　　Changhe minicar once occupied an important share in the taxi market. Because the car body was painted yellow, Li Peng, the former prime minister of the State Council, affectionately called it "yellow bug" when he visited Changhe. Similar to Changhe’s development experience, Changan also took a fancy to Suzuki Carry when exploring the field of civilian products. The difference is that it initially chose a mini-truck with the model ST90K. Surveying and mapping design began in January, 1982. In November, 1984, the first batch of SC112 cut the ribbon and left the factory, thus opening the road to making cars in Chang ‘an.

　　When the domestic mini-car market was at its peak, more than a dozen major manufacturers in Tianjin, Liuzhou, Jilin and other places launched mini-car projects by using the technology of Japan, Japan and Suzuki respectively, and the phenomenon of "scattered, chaotic, low and poor" was extremely serious. In order to maintain their competitive advantage, Changhe and Chang ‘an successively developed derivative models such as high-top version micro-plane and double-row micro-card after forming mass production capacity, and used serialized products to meet the different needs of users.

　　In order to meet the objective requirements of the development of China’s automobile industry and the increasingly fierce market competition, in 1991, Changan purchased 500 sets of automobile parts from Suzuki, but it could not be put into production because it had no car production qualification. Fortunately, when Changan reported the situation to the Central Committee, he asked Zou Jiahua, then Vice Premier of the State Council, to experience the Alto. He drove the Alto around the yard freely and said with satisfaction, "This is a good family car, and it can be produced! What, there is no import license? Ha ha, then send it! "

　　In this way, Changan assembled the first batch of 500 Alto mini cars. In 1992, the state officially approved Chang ‘an as one of the production bases for developing and producing economic mini cars. At that time, there were three other enterprises with military background that jointly produced Alto with Changan: Jiangbei in Jilin, Jiangnan in Xiangtan and Qinchuan in Xi ‘an. Under the background of pursuing economies of scale, the components needed for assembling Alto are unified in the system, and the body panels are supplied by Changan.

● Changan Suzuki (1993 ~ present)

　　In order to speed up the development of Alto mini-cars and the formation of production bases, in May 1993, Changan established Chongqing Changan Suzuki Automobile Co., Ltd. with Suzuki of Japan and Iwai of Japan as a joint venture (the Chinese side holds 51% of the shares) with a contract period of 30 years. In March 1995, the first Alto SC7080 commercial vehicle with 0.8L displacement was trial-produced in the assembly line, and it was put into mass production in April. By November 1995, the localization rate of Changan Suzuki Alto had reached 60%.

　　From the standard edition to the urban Beibei, and then to the Happy Prince, Changan Suzuki Alto has won the favor of domestic consumers with its economical, fuel-efficient and durable features. Alto not only enabled Changan Suzuki to quickly occupy the domestic sedan market, but also became the first car for many families in China. In the 1990s, Chongqing taxis also used red Alto, and being able to take a taxi at that time was also a very stylish symbol. For a long time, when people showed off to each other, they all said, "I came here by a tractor."

　　In September, 1999, Changan Suzuki introduced the second domestic car SC7100 into small batch trial production. In November of the same year, Antelope became the first small car in China to successfully carry out frontal safety collision experiments in Tsinghua University National Laboratory. The prototype of Antelope is the Cultus/Swift version of Suzuki, which came out in 1989. The car was originally equipped with a 1.0L(993mL) engine, with a maximum horsepower of 53 HP and a peak value of 80 Nm.

　　In order to open the Beijing market, Changan Suzuki introduced the Antelope SC7130 with a 1.0L engine in September, 2001, which has a maximum power of 86 horsepower and a peak torque of 110 Nm. Since then, antelope has made many changes in appearance and interior design, and its configuration has also been continuously upgraded. In 2003, Changan Suzuki achieved annual vehicle sales exceeding 100,000 vehicles for the first time by virtue of Alto and Antelope.

　　In April 2005, Changan Suzuki, which was on the rise, introduced the fourth generation of Swift into China synchronously and named it. Although the new car maintains the original design in appearance and interior, the power system is equipped with the 1.3L engine on the antelope. In May of the same year, the capacity expansion project of 200,000 vehicles of Changan Suzuki was completed and put into production. On the first anniversary of Swift’s listing, Changan Suzuki launched a two-color commemorative model, taking the first step in color marketing.

　

　　In December 2006, Tianyu SX4, a compact crossover sedan of Changan Suzuki, came out. Its power system was equipped with a 1.6L engine with DOHC and VVT technologies, with a maximum power of 109 HP. Less than half a year later, in April, 2007, Tianyu SX4 added a version to meet the diversified needs of consumers. In December of the same year, Changan Suzuki added a 1.5L engine with a maximum power of 103 horsepower to Swift. Since then, Swift has been making a fuss about the color of the car body, using color changes to attract consumers with different personalities and aesthetics.

　　In July 2008, Changan Suzuki Alto stopped production and delisted from the market. This model, which has been in the domestic market for 13 years, has a total sales volume of over 500,000 vehicles. In September 2009, Changan Suzuki’s new generation Alto went on the market. The compact shape of the new car continued the characteristics of its predecessors, and the brand-new appearance combined with fashion, sports and young design. In terms of power, the new generation Alto is equipped with a 1.0L engine with a maximum power of 71 HP and a peak torque of 90 Nm. It was in this year that Changan Suzuki’s annual sales exceeded 150,000 vehicles for the first time.

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ice bucket challenge

People’s Daily Online, August 26th Recently, a charity activity "Ice Bucket Challenge" which originated from abroad and aims to raise funds for the study of amyotrophic lateral sclerosis (ALS, commonly known as gradual freezing) can be said to have swept the world, and almost no one knows it.At the same time, this global phenomenon has also attracted mixed comments: this activity has indeed raised a considerable amount of donations for patients with gradual freezing, but the form and status of the activity have been criticized by many people.

In less than a month from July 29th to August 21st, the Ice Bucket Challenge raised $13.3 million for Amyotrophic Lateral Sclerosis Association of America. In China, from August 18th to 25th, Beijing "Porcelain Doll" Care Center for Rare Diseases received a total donation of 6.678 million yuan, equivalent to the total donation of last year.

The "ice bucket challenge" is popular all over the world, but it is also full of situations. An 18-year-old boy in Britain recently drowned in the pool of an abandoned quarry, but he may have accepted the "ice bucket challenge" before drowning. Kiffin, a 27-year-old American man, raised more than $100,000 for his friend Flatte, who unfortunately suffered from ALS, but drowned in diving the next day. In a large-scale "ice bucket challenge" in Kentucky, USA, four firefighters accidentally touched high-voltage power lines, resulting in injuries and hospitalization. A British teenager misunderstood the original intention and forced the puppy into a bucket filled with ice water.

Domestic media review

[Like]

People’s Daily: Equality, openness, cooperation and sharing

In a sense, the "Ice Bucket Challenge" is an innovative application of the Internet spirit of "openness, equality, cooperation and sharing" in the field of charity. From the results, the celebrities who were named to participate enjoyed it, and most of them both completed the challenge and paid for it.

Guangming Daily: Simple celebrity participation

As a public welfare activity, its participation form is simple, quite eye-catching, and the enthusiastic participation of celebrities has played a very good role, which quickly aroused the public’s concern about the gradual freezing of human disease and raised considerable funds for the treatment of the gradual freezing of human disease.

Beijing News: Moral cleanliness does not hinder innovation enthusiasm

It may also be a kind of moral cleanliness that is divorced from reality and has the side effect of preventing the innovation enthusiasm of charity practice. (Columnist Lu Pin)

Zhongqing Daily: If you don’t like it, don’t participate.

This kind of low-level "hype" and "spoof" consumes the original meaning of charity and is a hypocritical carnival, which has nothing to do with charity. Critics might as well take it easy and be tolerant. If you don’t like ice bucket games, don’t take part in them. (Chu Yin)

International Online: Cheap celebrity shows are exaggerated.

"Ice bucket challenge" is a joyful and challenging form of fundraising, and the statement of "cheap celebrity show" is a bit exaggerated, even a kind of "slander" to this charity relay full of warmth and positive energy. (Dong Fei)

Science and technology daily: unprecedented attention to fission communication

With the bucket of ice water, rare disease groups such as "gradual freezing" have received unprecedented attention in China, and special love donations have also increased significantly. With the help of the magic of fission communication in the Internet age, popular science knowledge and love have been rapidly and efficiently spread. (Li Jianping)

Changjiang Daily: Butterfly Effect of Charity Creativity

Without exception, everyone successfully learned about "amyotrophic lateral sclerosis" and "cooperated" with a grand charity propaganda. This is a butterfly effect of charitable creativity, and the result even far exceeds the intention and expectation. (Xiao Chang)

Beijing News: Don’t be serious. Donate $100.

Don’t be serious, just for fun, if you donate $100; If it’s true, you’ll be poured into an ice bucket, showing some embarrassment and entertaining the public. (University teacher Ren Mengshan)

　

[criticism]

People’s Daily: Consumers will vote with their feet if performance art goes too far.

Charity should be based on public order and good customs. No matter what the package is, we must not forget the core of gathering love and helping each other. If the "performance art" of charity goes too far, consumers will surely vote with their feet.

Hong Kong Wen Wei Po: California is experiencing drought and ice bucket challenges waste water.

California is currently facing an unusually dry weather. Under the voice of cherishing water, local officials criticized the "Ice Bucket Challenge" for wasting water.

Guangming Daily: "Counting Stars" also poured a pot of ice water on charity.

At present, people talk about "counting stars"-paying attention to which celebrities participated in this activity, and the higher exposure rate is the embarrassment of celebrities, and the onlookers’ mentality is more and more entertaining. . Some behaviors that deviate from the original intention of charity are themselves pouring cold water on charity.

China Youth Daily: "Ice bucket show" is limited to a visual show.

When the "Ice Bucket Show" gradually degenerated into an entertainment carnival, it was over-entertained and commercialized, and lost the true nature of public welfare. Some public figures became famous by taking advantage of the "Ice Bucket Show" and watered it without paying. The significance of "ice bucket show" is limited to a visual show of performance art.

China News Network: Pouring ice water is only to cause a sensation.

Some people criticize that the main purpose of the "ice bucket challenge" has become to pour ice water to cause a sensation and obtain self-satisfaction such as "I am participating in charity". In addition, some people question whether the semi-compulsory donation method really enhances the understanding of ALS.

Beijing News: "Cheap Celebrity Show" is getting stronger and stronger.

When the "ice bucket challenge" turns into buying a gift and returning pearls, why should ordinary people who are careful about water and electricity on a hot day go crazy with a group of people who are either rich or expensive, but don’t hesitate to pour buckets of ice water on themselves for a cheap ticket to steal the mirror?

Beijing News: If you are serious, you will be kidnapped by morality.

The rules of the game of "Ice Bucket Challenge" have a certain meaning of moral kidnapping. If you are serious, this activity is forced. (University teacher Ren Mengshan)

The Beijing News: Commercial sales take advantage of it.

The communication effect is far greater than the benefit of fund-raising. Some participants took the opportunity to promote business, which failed to help the public understand the survival dilemma of the "frozen people" more deeply. (Columnist Lu Pin)

Beijing Daily: Charity turns sour and deviates from the original intention.

This game "has a high fever" on the Internet, forming a viral spread. Many people indulge in "entertainment", forget to promote rare diseases, and even some simply regard "ice bucket challenge" as a free enterprise product promotion. This kind of promotion has deviated from the original intention of the game.

Beijing Daily: Much thunder and little rain

In China, in just a few days, the reading volume of Sina Weibo’s topic of "Ice Bucket Challenge" exceeded 2.9 billion, and Weibo’s message of "Porcelain Doll" Care Center for Rare Diseases exceeded one million, but the actual number of donors was only a few thousand-which made the donation activities somewhat "thunderous and rainy".

Xinmin Evening News: Entertainment is full and public welfare is weak

Some people say it is a celebrity game, and denounce it as full of entertainment and weak in public welfare. Public welfare behavior in the network era often has certain marketing characteristics, and love is mixed with private goods.

Hexun. com: Say No to "Ice Bucket Challenge"

The people in Lushan County, which is located in the drought-stricken area of Henan Province, directly put out the banner of "Henan please say no to the ice bucket challenge" to express their feelings of "drinking water". This appeal has its practical necessity.

　

[reason]

People’s Daily: Internet Promotes Charity Innovation

. Charity can’t always stay in the old three things, such as holding parties, sending initiatives and sending tasks. Newcomers and new methods, network communication, celebrity effect, social media and other elements collide, which can often make the charity market broader in the new era.

Guangming Daily: We can’t stop here, we still need to work hard.

The "ice bucket challenge" should urge the whole society to calm down after pouring ice water, and carefully consider how to help patients with gradual freezing disease improve their current situation. The "Ice Bucket Challenge" is not the last stop of rescue, and care can’t stop there. After putting down the bucket and turning off the camera, there is still a lot of work to be done.

China Youth Daily: Torture the government to establish a rescue mechanism

How can the state and the government establish a sustainable rescue mechanism to truly support the courage of the "frozen people" to continue to face life in the future? First of all, we should deal with the torture of the government and society. Secondly, it should force the government to take practical measures and establish mechanisms. In this way, this "ice bucket show" has its significance and value.

The Beijing News: Leveraging continuous innovation

On the premise of not expecting too much from charity activities, we can open up at least two dimensions. The first is how to take advantage of the rising visibility to carry out more sustained work. The second is how to play more games like "Ice Bucket Challenge"? (Columnist Lu Pin)

Xinmin Evening News: Not to end the commitment to transforming love into gospel.

The public welfare action is long and difficult. After getting wet and calling the roll, it doesn’t mean the end of this public welfare action. Those who really care about it should think about how to turn the love of society into the gospel of the unfortunate.

Xinmin Evening News: Moral Kidnapping Celebrity Effect

There are two factors that play an important role in the spread of ice bucket challenge, one is moral kidnapping, and the other is celebrity effect. Although the public welfare behavior in modern society is no longer driven by pure morality, expressions such as love and charity show that there is still a strong moral meaning behind public welfare. It is often some bystanders who are critical of the ice bucket challenge, while celebrities and rich people will conform to the rules of the game and submit.

International Online: Charity donation is only temporary, and the key lies in the government.

While expanding the influence of the star "Ice Bucket Challenge" show, the public should further discuss the social security of rare diseases in depth. After all, charitable donations are only temporary, and it is the government departments that can really provide long-term protection for rare patients.

Nanfang Daily (Guangzhou): Cold thinking under the upsurge

Under the upsurge of "ice bucket challenge", how to really improve the living conditions of rare patients has become a problem worthy of calm thinking.

(Intern Xiong Rumeng comprehensive media finishing)　

　　《Legend of the Sword and the Chivalrous Man 7At present, it has been officially released on the PC box game platform. For the first time, this game adopts the completely real-time ARPG combat gameplay mode, which can switch four different styles of master characters to fight, and some players may feel uncomfortable. Ranger. com has brought you a graphic guide of Legend of the Sword and the Chivalrous Man 7, including the game flow guide, Boss play, monster information, skill moves, imperial spirit cultivation, equipment building, item collection, props introduction and so on.

Click here to go to the [Ranger Raiders Group] "Legend of the Sword and the Chivalrous Man 7" graphic raiders.

　　The basic operation of this game is similar to that of most 3D games, and it supports keyboard and mouse operation. The specific key configuration is as follows. Of course, in the game, players can also make adjustments according to their own preferences.

　　During the play, players will get cute imperial spirits such as Qiaoling and Cooper. Players can grow and upgrade the imperial spirits by feeding the fruit (dropped items) in the imperial spirit interface. The upgraded talents can be used for attribute enhancement. Each imperial spirit has two gain attributes for players to choose from.

　　In addition to the main line, there are many side lines in this work, such as "Thief", "childlike innocence", "a windfall from heaven", "two kids have no guess", "genuine", "enthusiastic chivalrous man" and "know yourself and know yourself", and each of them can get some extra rewards.