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　　"Can you open a mahjong room near the primary school?" Recently, Ms. Li from Yuncheng City, Shanxi Province called for advice.

　　Ms. Li said that in order to make it convenient for her daughter to go to school, her family moved to the school district opposite the school and found a mahjong hall downstairs. Not only can the children see the mahjong crackling inside on the way after school, but the mahjong sound at night often lasts until midnight, which greatly affects their study and rest.

　　"I heard that dance halls can’t be opened near primary and secondary schools, so should mahjong halls be banned?" Ms. Li said.

　　To this end, the reporter conducted an investigation and interview.

　　□ Our reporter Zhang Shoukun

　　Not long ago, the Regulations on the Prevention of Juvenile Delinquency in Guangdong Province (revised draft for comments) was publicly solicited from all walks of life, among which Article 38, "Business restrictions around schools", aroused widespread concern.

　　This article proposes that Internet service business places, commercial song and dance entertainment places, commercial entertainment places and other places that minors are not allowed to enter according to laws and regulations should not be set up within 200 meters around primary and secondary schools. What are the "places where minors are not allowed to enter"? Netizens have different opinions.

　　The reporter of "Rule of Law Daily" recently visited Beijing, Tianjin, Anhui and other places, and interviewed many parents. At present, places such as Internet cafes, KTV and game halls are rarely seen within 200 meters of primary and secondary schools, but there are still some mahjong halls, chess rooms, billiards rooms and other places. Some parents think that these places are also "places that minors should not enter" and should be far away from the school.

　　Experts interviewed pointed out that minors’ self-control is relatively weak, and they are easily tempted and addicted by the outside world. It is necessary to build an iron wall to protect minors and purify the surrounding environment of primary and secondary schools. Relevant departments should issue relevant regulations, further expand and clarify the connotation and scope of "places that are not suitable for minors to enter", and include places that have not been explicitly banned but actually cause harm to the growth of minors in the "ban", strengthen daily supervision, and keep them away from the surrounding areas of schools to better create a good and comfortable growth environment for primary and secondary school students.

　　Chess room opens its doors to students.

　　Opposite a middle school in Suzhou, Anhui Province, there is a billiard room that has been open for more than ten years, and its business is booming every day. Teacher Zhang of the middle school noticed that there were many students in school uniforms in the billiards room, and some of them looked like young minors, which made him quite worried.

　　"Many of the people who come here to play ball are junior high school students and high school students. They have also met several primary school students who are not much higher than the pool table, smoking a cigarette in one hand and holding a club in the other, and their mouths are full of dirty words. Sadly, sometimes students can still be seen in the billiard room when it is clearly class time. " Teacher Zhang said that the next roadside step from the main entrance of the school is the billiard room, and many teachers and parents hope that this billiard room can be moved.

　　In the shopping mall opposite a primary school in Suzhou, several 24-hour self-help mahjong halls have been opened in recent years, and students are not restricted to enter. Some teachers reported that some students went across the street to play as soon as school was over. He went into the mahjong room and observed that most of the students who went there were middle school students nearby and occasionally primary school students.

　　He described the scene of students playing mahjong to reporters like this: "Eat, touch, bar, and be stupid … …” Accompanied by a burst of slightly excited voices, the children quickly and skillfully touched cards and played cards, and the "national curse" blurted out, almost the same as playing mahjong with adults. Similar scenes have been staged in many places.

　　Some time ago, Ruizhou Street, Gao ‘an City, Yichun City, Jiangxi Province received a report from the residents in the jurisdiction: "There is a mahjong hall downstairs in the 20 th building of a residential area in Gao ‘an City. There is a primary school opposite the mahjong hall, and the mahjong hall is less than 500 meters away from the school. As a result, many parents in the school went to the mahjong room after sending their children to school, and then took them to the mahjong room for dinner after school, which seriously affected the children’s study. "

　　The Law on the Protection of Minors clearly stipulates that places such as commercial entertainment places, bars, and Internet service places that are not suitable for minors’ activities shall not be set up around schools and kindergartens.

　　In the investigation, the reporter found that Internet cafes, tobacco shops and KTV are rarely seen within 200 meters around the school, but chess rooms, mahjong halls and billiards rooms are still common, and many participants are minors.

　　If the scope of "nearby" is expanded to 500 meters, mahjong halls and billiards rooms will be more common. The reporter inquired about several primary and secondary schools in Hedong District, Tianjin, and found that there are often many mahjong halls and billiards rooms within 500 meters of the school.

　　It is understood that some of these places existed before the school was built, while others were opened after the school was completed. It is worth noting that some chess rooms, mahjong rooms and billiards rooms often do not actively verify the identity information of consumers, and minors can enter and leave at will.

　　It is easy to lead students to get into bad habits.

　　Then, can chess rooms, mahjong halls and billiards rooms be opened around primary and secondary schools? Are these places "commercial entertainment places" that are not suitable for minors’ activities in the law on the protection of minors?

　　Through the search, the reporter noticed that many operators had asked similar questions to local government departments, and the responses from different places were not consistent.

　　Fu ‘an Municipal Bureau of Culture, Sports and Tourism of Fujian Province replied that according to the Regulations on the Administration of Entertainment Places, entertainment places refer to song, dance, entertainment and other places that are for profit and open to the public and consumers entertain themselves. Teahouses, bars and chess rooms belong to other service places other than entertainment places. Billiards room is not a place of entertainment.

　　The Education and Sports Bureau of Suzhou City, Anhui Province replied that the distance between the newly established entertainment venue and the school should not be less than 200 meters in response to the question of whether it is compliant to open a billiard room 150 meters away from the school. The distance from hospitals and institutions shall not be less than 50 meters.

　　Recently, the Regulations on the Prevention of Juvenile Delinquency in Guangdong Province (Revised Draft for Comment) was publicly solicited for opinions from all walks of life, including the "bottom-up" clause and other places where minors are not allowed to enter according to laws and regulations. Some people think that, according to this regulation, "places where minors are not allowed to enter" such as mahjong halls and chess rooms cannot be opened within 200 meters of the school.

　　Tian Xiangxia, deputy secretary-general of the Juvenile Law Research Association of Shanghai Law Society, told the reporter that although the chess room, mahjong room and billiards room do not belong to the category of entertainment places stipulated in the regulations on the management of entertainment places promulgated by the State Council, minors often go in and out of these places, which is easy to cause and produce bad behavior. Starting from implementing the basic principle that the law on the protection of minors under the superior law is most conducive to the protection of minors, Guangdong local regulations clarify the areas where the superior law is not clearly defined or vaguely defined, which is the embodiment of the rational exercise of local legislative authority.

　　From a practical point of view, Wang Mingyu, a lawyer of Beijing Yinghe Law Firm, said that although the law does not explicitly stipulate that chess rooms, mahjong halls, billiards halls and other places should not be located within 200 meters of primary and secondary schools and kindergartens, combined with the actual situation, there are more or less gambling behaviors in these places at present, and the composition of people entering and leaving is extremely complicated, and the quality of personnel is mixed, and smoking is not completely prohibited in the places, which is very easy to induce minors to make friends with bad social people and get involved in smoking and drinking.

　　"At the same time, these places often attract undesirable people to gather, causing social security problems such as fighting and even robbery, which poses a threat to the personal safety of minors. Therefore, the above places should not be opened near primary and secondary schools." Wang Mingyu said.

　　Relevant definitions need to be further clarified.

　　According to public information, Yangzhou, Jiangsu, Wenzhou, Zhejiang, Shanghai and other places have clearly stipulated that chess rooms should not be located within 200 meters of primary and secondary schools and kindergartens. Some interviewed parents suggested that there are still a large number of chess rooms, mahjong halls and billiards rooms around the school at 300 meters, 400 meters and 500 meters. It is difficult to stop the pace of minors from going. From the perspective of ensuring a good growth environment for minors, the scope of "surrounding" primary and secondary schools should be appropriately expanded, and at the same time, the supervision of minors entering and leaving these places should be strengthened.

　　In this regard, Wang Mingyu quite agrees. In his view, in view of the situation of minors entering and leaving these places at will, although the nature and management of chess rooms, mahjong halls, billiards rooms and other places are not clearly defined in relevant laws and regulations at present, it has become a blank area of supervision. However, these venues are open to the public for the purpose of making profits, and consumers entertain themselves. At the same time, they have the nature of indoor sports and can be identified as recreational sports business venues. We should refer to the relevant provisions of the applicable law on the protection of minors and require operators to set up signs prohibiting minors from entering or restricting them in a prominent position. If it is difficult to determine whether a minor is a minor, he shall be required to show his identity certificate.

　　Yu Zhiyun, a lawyer of Beijing Cube (Shenzhen) Law Firm and a senior consultant of the Education and Insurance Committee of Shenzhen Lawyers Association, believes that legislation should be further improved to clarify that chess rooms, mahjong rooms and billiards rooms should not be opened near primary and secondary schools, and those that have been opened should be closed within a time limit.

　　"The nature of these places is similar to that of KTV, and they should be regarded as commercial entertainment places, but the size of the venues and the consumers are different. In practice, the activities carried out in these places often have the nature of gambling, and even there are primary and secondary school students ‘ End ’ The situation of the activity. Whether it’s just onlookers or yourself ‘ End ’ It is easy for minors to develop bad habits and get infected with bad habits, which is not conducive to the growth of minors. " Yu Zhiyun said.

　　In addition, some experts pointed out that some of these places are set up in the basements or property rooms of residential buildings, and there are objective situations such as lack of fire-fighting facilities, emergency exits, indoor non-smoking, etc. These situations not only endanger the physical and mental health of minors, but also have hidden dangers of more injuries caused by unqualified facilities in case of fire and other emergencies. Therefore, it is necessary to strengthen supervision over the existing places around the campus, and resolutely ban those that endanger the physical and mental health of minors.

　　The reporter found out that many activities have been carried out in Xiangtan, Hunan, Jianyang, Sichuan, Nanjing, Jiangsu and other places to manage the chess room, mahjong hall and billiards room around primary and secondary schools, such as withholding the business license of the chess room and taking away the mahjong table, and ordering the store to relocate as soon as possible, and it is not allowed to open before it is relocated.

　　Tian Xiangxia believes that before the law is clear, it is necessary to balance the protection of minors and social protection in chess rooms, mahjong halls and billiards rooms that have been set up around schools, and the principle of "old methods for the elderly and new methods for newcomers" can be adopted. For relevant market entities that existed before the introduction of local regulations in Guangdong and other places, from the perspective of strengthening daily supervision and inspection, minors are strictly prohibited from entering. After the promulgation of local regulations, it is forbidden to set up new chess and card rooms, mahjong halls and billiards rooms within 200 meters around the campus, and strictly enforce the law, and shut down and punish violators.

　　Wang Mingyu suggested that, except that these places can’t be opened near the school, these places should be marked with minors’ restricted entry signs in a prominent position, which can refer to similar regulations for minors to play online games, such as playing for up to 2 hours on weekends. Timely guide and persuade minors to return. Establish a business ledger, indicating the information of the residents. If it is difficult to determine whether they are minors, they should be required to show their identity documents. In view of the illegal reception of minors, the relevant administrative departments should strengthen supervision, order them to make corrections within a time limit, warn them, confiscate their illegal income, and impose corresponding fines; Refuses to correct or if the circumstances are serious, it shall be ordered to suspend business for rectification or revoke its business license.

　　The experts interviewed believe that the revision of the regulations on the prevention of juvenile delinquency in Guangdong Province is an opportunity to clarify the "fuzzy zone" around primary and secondary schools in the form of laws and regulations, thus filling possible loopholes in supervision.

　　"With the rapid development of society, the forms of entertainment places and game places are becoming more and more diversified. The formulation of laws and regulations is often a step behind, and the solution can be to further clarify the definition and connotation of relevant places by laws and regulations, so as to avoid the problem of ‘ Fuzzy zone ’ Different law enforcement standards caused by different understandings have led to law enforcement disputes. " Yu Zhiyun said.

　　Wang Mingyu suggested that, referring to the way of soliciting opinions on the supervision of script entertainment venues, a filing system should be adopted and filed in the cultural and tourism administrative departments, so as to find out the base and prepare for the next industry supervision and compliance. Strengthen the supervision of administrative organs, and the administrative departments of culture and tourism, as the competent departments of the industry, unite with the departments of public security, market supervision, urban management and law enforcement, fire rescue, etc., clarify the specific division of labor, and implement the supervision duties of chess rooms, mahjong halls, billiards rooms and other places. Carry out special actions for outstanding problems such as unlicensed operation, further strengthen territorial responsibility, and formulate normalization plans, thus improving comprehensive supervision efficiency and governance effect.

　　"At the same time, family education and school education should also be taken seriously. Parents should master the correct ways and methods of education, pay attention to emotional communication with children, and establish a healthy family atmosphere. Schools should help students establish a correct outlook on life and values, strengthen mental health education, pay attention to students’ comprehensive quality training and all-round development of physical and mental health, and reduce students’ entry into such places. " Wang Mingyu said.

　　BEIJING, Oct. 13 (Xinhua) According to the website of the National Civil Service Bureau, the recruitment of civil servants in the 2017 examination for central organs and their directly affiliated institutions is about to begin, and the registration time is from October 15 to 24, 2016. The written examination of public subjects will be held simultaneously on November 27th, 2016 in provincial capitals, capitals of autonomous regions, municipalities directly under the Central Government and individual large cities.

　　According to reports, more than 120 central authorities and their directly affiliated institutions and units managed by the Civil Service Law participated in this recruitment, and more than 27,000 people are planned to be recruited.

　　In 2017, there are five main characteristics in the recruitment of civil servants by the central organs and their directly affiliated institutions:

　　First, continue to attach importance to the orientation of employing people at the grassroots level.The recruitment of civil servants by party and government organs at or above the provincial level, except for some special positions and professional positions, is all used to recruit people who have been in grassroots work experience for more than 2 years. The positions below the city (prefecture) level are mainly based on recruiting fresh college graduates, guiding and encouraging outstanding college graduates to apply for grassroots positions and make contributions to the grassroots. In principle, about 15% of the positions below the city (prefecture) level in the institutions directly under the central government will be earmarked for the targeted recruitment of service grassroots project personnel who have expired and passed the examination, with the focus on recruiting university student village officials.

　　The second is to appropriately lower the entry threshold for hard and remote areas.Conscientiously implement the spirit of the Third Plenary Session of the 18 th CPC Central Committee on "improving the recruitment system of grassroots civil servants and appropriately lowering the entry threshold in hard and remote areas", and in accordance with the Opinions on Doing a Good Job in the Examination and Recruitment of Grassroots Civil Servants in Hard and Remote Areas issued by the Organization Department of the CPC Central Committee, the Ministry of Human Resources and Social Security and the National Civil Service Bureau (No.61 [2014] of the Ministry of Human Resources and Social Security), for positions below the county (district) level directly under the central organs in hard and remote areas, Depending on the situation, measures such as appropriately lowering academic qualifications, relaxing professional restrictions, not limiting working years and experience, and separately delineating qualified scores in written tests should be taken individually or comprehensively to lower the entry threshold. At the same time, measures such as allowing institutions directly under the central government to take out a certain number of posts below the county (district) level to recruit for those who are registered in the city or county or who have lived and worked in the local area for a long time, and implementing the minimum service years of newly recruited civil servants should be taken to stabilize the grassroots civil servants in hard and remote areas.

　　The third is to further improve the scientific level of examinations.Continue to order written examination questions for public subjects for posts above the provincial level and below the city (prefecture) level. The "2+X" examination mode is implemented for special professional positions of the China Banking Regulatory Commission and the China Securities Regulatory Commission, eight non-common language positions in the Ministry of Foreign Affairs and the Ministry of Commerce, and the positions of the people’s police in public security organs, that is, in addition to the two public subject examinations of administrative professional ability and application, candidates need to take the professional subject examination or foreign language proficiency test in a unified way, highlighting the test of professional ability and quality to meet the actual employment needs of recruitment agencies. Guide some institutions directly under the central government to make interview questions independently according to the characteristics of the industry, and further improve the pertinence and practicability of the questions.

　　The fourth is to further strictly inspect the work.According to the standards of good cadres, the recruitment agency will adhere to the principle of having both ability and political integrity and putting morality first. According to the requirements of the position to be hired, it will take various forms to fully understand the political ideology, moral quality, ability and quality, law-abiding, self-discipline awareness, honesty and trustworthiness, study and work performance, and the situation that needs to be avoided, and strictly review the files of the subjects, with emphasis on age, length of service, party age, education and work experience.

　　The fifth is to further strengthen the safety of examinations. 《The Ninth Amendment to the Criminal Law has criminalized cheating in national examinations, including the civil service recruitment examination. The competent department of central civil servants will further strengthen cooperation with the central network information office, public security, industrial information, education and other departments, increase the application of anti-cheating techniques and means, and severely crack down on all kinds of exam-related criminal acts of cheating groups and illegal training institutions. Further serious examination of discipline, in accordance with the newly revised "Measures for Handling Violations of Discipline and Discipline in Civil Service Examination", severely deal with cheating personnel in examinations, and constantly improve the integrity archives of civil service examination. Strengthen the warning education and security education for examination staff, strengthen the examination safety management, and establish and improve the accountability mechanism.

Near the Spring Festival, the phenomenon of illegal transportation, storage and sale of fireworks and firecrackers has increased. On January 31, Xi ‘an Emergency Management Bureau reported the phased results of the special action to ban the sale and control of fireworks and firecrackers. Recently, emergency management departments and other departments seized more than 250 boxes of fireworks and firecrackers, and many people were administratively detained.

The pictures in this article are all WeChat WeChat official account pictures of Xi ‘an emergency management.

On January 19th, Lantian County Emergency Management Bureau, together with the county public security bureau, seized an illegal operation and storage of fireworks and firecrackers during the joint operation of "cracking down on illegal activities" against Tangyu Town. After on-site investigation and inspection, the illegal acts of the relevant responsible persons in operating without a license and illegally storing fireworks and firecrackers are true. Law enforcement officers and public security police sealed up and detained 186 pieces (boxes) of fireworks and firecrackers seized at the scene, controlled the illegal personnel, and handed them over to the public security department for public security detention for 10 days according to law.

From January 22nd to 27th, Lianhu District Safety Committee Office actively supervised and coordinated public security, emergency, market supervision, urban management bureau and other departments and sub-district offices, and comprehensively promoted the control of fireworks and firecrackers. This week, joint law enforcement was carried out three times in the whole region and twice in the streets. A total of 703 people were dispatched, 643 people were inspected, and 11 pieces of fireworks and firecrackers were seized. Administrative compulsory measures were taken against a mobile vendor who illegally sold fireworks and firecrackers.

On January 25th, Xixian New Area Fengxi New Town Safety Supervision Department, together with Diaotai Street Office and Tongwen Road Police Station, launched a joint inspection of fireworks and firecrackers in the jurisdiction. During the inspection, a mobile vendor illegally selling fireworks and firecrackers was found in the Diaotai section of Weihe River embankment, and more than 10 boxes of fireworks and firecrackers were seized on the spot. The legal sale and storage were given administrative detention by the public security department for 5 days.

On the evening of January 26th, Baqiao District Emergency Management Bureau, together with the street office, public security, market supervision, pollution control and haze reduction and other departments, carried out the night inspection of fireworks and firecrackers on the streets of Textile City. In accordance with the general requirements of "full coverage, zero tolerance, strict law enforcement and practical results", the inspection team conducted night inspections on the illegal sales of fireworks and firecrackers. At the scene, an illegal mobile sales stall of fireworks and firecrackers was seized, and more than 10 small fireworks were collected in a box.

On January 29th, weiyang district Emergency Management Bureau, together with Seoul Street Office and Seoul Police Station, carried out verification and inspection on the "illegal storage and sale of fireworks and firecrackers in a residential building in Huixi Village" reported by the masses. After verification, the report was true, and more than 20 boxes of fireworks and firecrackers were stored in a private house in the reported place. The police of Seoul police station collected the fireworks and firecrackers illegally stored at the scene and transported them to a safe area. Relevant illegal personnel have been handed over to the public security department and detained for 10 days according to law.

On January 29th, Chanba Ecological Zone Emergency Management Bureau launched a crackdown on illegal sales of fireworks and firecrackers in key areas within its jurisdiction. The inspection team found an illegal sales stall while inspecting the park on the south side of Lake No.1, and law enforcement officers banned it according to law and temporarily detained 15 pieces (boxes) of fireworks.

Relevant laws and regulations:

On November 16, 2023, in order to further improve the ban on the sale and release of fireworks and firecrackers in Xi ‘an, continuously improve the ambient air quality, and ensure public safety and people’s personal and property safety, the General Office of Xi ‘an Municipal People’s Government issued a notice on strengthening the ban on the sale and release of fireworks and firecrackers. The "Notice" clearly pointed out that the special actions of joint law enforcement should be carried out. The district and county governments, the Xixian New Area Administrative Committee and the development zone management committees should implement the main responsibility of the territory, adhere to the combination of strict law enforcement and civilized law enforcement, and organize emergency management, public security, transportation, ecological environment, market supervision, urban management and other departments to carry out joint law enforcement every major festival and important time node such as "New Year’s Day, Spring Festival, Lantern Festival, Labor Day and National Day", and mobilize comprehensive management forces to give full play to the town.

"Fireworks safety management regulations" article thirty-sixth.

For those who produce and operate fireworks and firecrackers without permission, or sell black powder, pyrotechnics and fuse to units or individuals that have not obtained the safety production license of fireworks and firecrackers, the safety production supervision and management department shall order them to stop illegal production and business activities, impose a fine of more than 20,000 yuan and less than 100,000 yuan, and confiscate the illegally produced and operated items and illegal income. For those who transport fireworks and firecrackers by road without permission, the public security department shall order them to stop illegal transportation activities, impose a fine of not less than 10,000 yuan but not more than 50,000 yuan, and confiscate the illegally transported articles and illegal income. Illegal production, operation and transportation of fireworks and firecrackers, which constitutes a violation of public security management, shall be given administrative penalties for public security according to law; If a crime is constituted, criminal responsibility shall be investigated according to law.

"People’s Republic of China (PRC) public security management punishment law" thirtieth.

Whoever, in violation of state regulations, manufactures, buys, sells, stores, transports, mails, carries, uses, provides or disposes of explosive, toxic, radioactive and corrosive substances or infectious disease pathogens shall be detained for more than 10 days and less than 15 days; If the circumstances are minor, they shall be detained for more than five days and less than ten days.

Article 125th of the Criminal Law of People’s Republic of China (PRC).

Whoever illegally manufactures, buys, sells, transports, mails or stores guns, ammunition and explosives shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years; If the circumstances are serious, they shall be sentenced to fixed-term imprisonment of not less than 10 years, life imprisonment or death. Whoever illegally manufactures, buys, sells, transports or stores toxic, radioactive, infectious disease pathogens and other substances and endangers public safety shall be punished in accordance with the provisions of the preceding paragraph.

Article 136 of the Criminal Law of People’s Republic of China (PRC)

Those who violate the regulations on the management of explosive, flammable, radioactive, toxic and corrosive substances and have serious accidents in production, storage, transportation and use, resulting in serious consequences, shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention; If the consequences are especially serious, they shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years.

In order to eliminate potential safety hazards and defend the blue sky, we appeal to the general public to refuse to illegally produce, sell and store fireworks and firecrackers, and not to set off fireworks and firecrackers, so as to greet the New Year in a safe and civilized way.

　　This week, the hot and muggy weather with the largest range, the strongest intensity and the longest duration this year was launched nationwide, and the south and the north "steamed saunas" together. Especially yesterday, the high temperature range was expanded to the widest, affecting about 800 million people, and the somatosensory temperature in some places even exceeded 55 C. However, in the future, there is no sign of "stopping" in high temperature weather, and the high temperature heat wave will continue to wreak havoc before the end of July.

　　The temperature was slightly adjusted back in early August.

　　In the past week, the heat is not enough to describe the summer scene in Shencheng. From time to time, the high temperature hits the 37℃ hot summer line, and thunderstorms report on time every day.

　　Yesterday, Shanghai issued the first high-temperature orange warning signal this summer, and the city’s temperature exceeded 36℃, setting a new high-temperature record this summer. Four or five days from now, it is still difficult for the city to get rid of the sunny and hot summer, and the extreme maximum temperature will be around 37℃.

　　When will this wave of high temperature "go to fire"? According to the latest forecast, the "barbecue" mode may only be eased in early August. At that time, the city will be at the southern edge of the subtropical high, controlled by the southeast wind, and the temperature will be adjusted back. However, the extreme maximum temperature is still 34℃~35℃.

　　Typhoon "Lily" is hard to cool down.

　　According to the Central Meteorological Observatory, Typhoon No.6 this year, "Lily", was formed in the southeast sea of Japan yesterday morning. According to the forecast of the Central Meteorological Observatory, "Lily" has no direct relationship with China and has no influence on China’s sea area.

　　The Central Meteorological Observatory reminded that there were fewer typhoons in July this year than in the same period of normal years. After entering August, typhoons will enter the "peak period" of the whole year, and the situation of preventing Taiwan cannot be ignored. At present, there is a tropical disturbance in the South China Sea, which tends to develop into a typhoon in the later stage, and will land on the coast of Hainan in China, bringing wind and rain effects to Hainan and other places. The landing time is about the end of July to the beginning of August.

　　Air conditioning boot map release

　　Before the end of July, the cooking mode will continue in many places in China, and the high temperature will spread to 16 provinces and cities across the country. China Weather Network, the official website of China Meteorological Bureau, has published "Early Warning Map of Air Conditioning Startup" and "Early Warning Map of National Hot Cry" for several days.

　　According to meteorological data, from 1990 to 2018, the summer night temperatures in Beijing, Shanghai and Guangzhou showed a rising trend. On the 28th, China’s high temperature range continued to expand, and the degree of heat increased. Therefore, the "air conditioning startup warning" suggests that the night temperature in 10 major cities such as Nanjing, Shanghai, Wuhan, Changsha and Guangzhou should remain above 28℃.

　　(Reporter Ma Dan)　　

　　Yesterday, the city issued a notice on several measures to promote the stable and healthy development of the city’s real estate market, and put forward eight measures for real estate regulation. It is clearly pointed out that for households with one set of housing, if they apply for commercial personal housing loans to buy ordinary self-occupied housing again in order to improve their living conditions, the down payment ratio will not be less than 50% regardless of the loan record; For those who purchase non-ordinary self-occupied houses, the down payment ratio shall not be less than 70%.

　　(Reporter Zhu Kaiyun) Yesterday, the general office of the municipal government forwarded the notice of the Municipal Housing and Urban-Rural Committee and other departments on "Several Measures for Promoting the Stable and Healthy Development of the Real Estate Market in this Municipality" and put forward eight measures for real estate regulation and control in this Municipality.

　　First, we should increase the supply of residential land and rationally adjust the land supply structure. Increase the supply ratio of low-priced and medium-sized ordinary commercial housing, strictly implement the 90/70 policy, increase the just-needed supply, and take into account the improvement demand.

　　Second, it is necessary to increase the supply of land for self-occupied commercial housing. Except Dongcheng, Xicheng and Shijingshan District, other districts should arrange a number of land for self-occupied commercial housing to enter the market as soon as possible during the year.

　　Third, it is necessary to further improve the land transaction rules, strengthen the transaction mode of "controlling land price and limiting house price", limit the housing price in the supply link and incorporate it into the conditions of land auction and auction. Encourage real estate enterprises to own some houses as rental housing to meet the rental demand.

　　The fourth is to implement differentiated housing credit policies. The down payment ratio for the first set of ordinary self-occupied housing is not less than 35%, and the down payment ratio for the first set of non-ordinary commercial housing is not less than 40%. However, except for self-occupied commercial housing, two-limit housing and other policy housing. For households with one set of housing, if they apply for commercial personal housing loans to buy ordinary self-occupied housing again in order to improve their living conditions, the down payment ratio shall be no less than 50% regardless of the loan record; For those who purchase non-ordinary self-occupied houses, the down payment ratio shall not be less than 70%.

　　Fifth, the relevant municipal departments should strengthen the management of commodity housing transactions and supervise real estate development enterprises and their sales behavior. For projects with obviously high quotations, the issuance of pre-sale permits will be stopped, and existing home sales will not be filed. For projects that have gone through the pre-sale or cash sale procedures, all the houses for sale shall be made public at one time within the specified time, and the regulations of clearly marked price and one room and one price shall be strictly enforced, and the actual sales price shall not be higher than the declared price. At the same time, the above information should be clearly marked in a prominent position in the trading place.

　　Sixth, it is necessary to strengthen the management of real estate brokerage institutions and their brokerage activities, and fully implement the supervision of stock housing transaction funds. Real estate brokerage institutions and real estate brokers should be entrusted to release real housing and price information, and should not occupy housing information or drive up housing prices.

　　Seventh, the Municipal Housing and Urban-Rural Development Committee and other relevant departments should carry out joint law enforcement inspections, focusing on investigating and dealing with property hoarding’s illegal acts such as hoarding houses, driving up house prices, publishing false houses and price information, and publicly exposing them, and relevant information should be included in enterprise credit files.

　　Eighth, earnestly strengthen organizational leadership. Establish a joint meeting system to strengthen the supervision of the real estate market in this Municipality, and be responsible for guiding, coordinating and promoting the supervision of the real estate market in this Municipality.

　　dynamic

　　The city deployed the real estate market inspection work during the National Day.

　　(Reporter Zhu Kaiyun) Yesterday, the city held a briefing on the law enforcement inspection of the real estate market. The meeting informed the Municipal Commission of Housing and Urban-Rural Development, the Municipal Administration for Industry and Commerce and the Municipal Development and Reform Commission about the law enforcement inspection and the current real estate market situation, and asked real estate development enterprises and real estate brokerage institutions to standardize their operations according to law, strictly prohibit property hoarding and other illegal acts, and clarify the serious consequences that enterprises should bear in violation of regulations; At the same time, the multi-departmental joint law enforcement inspection work during the National Day was further deployed.

　　The meeting pointed out that the management of real estate development enterprises and their sales behavior requires that real estate development projects that require pre-sale permission or record the sale of existing homes should disclose all the sales houses at one time within the specified time. Real estate development enterprises in the sale of commercial housing projects, we must strictly enforce the price tag, one room and one price, the actual sales price shall not be higher than the declared price; All saleable houses and their prices and other related information must be clearly marked in a prominent position in the trading place, and the clearly marked price should not be turned into "oral notification", and property hoarding should not be used to delay the opening time or control the houses, so as to deliberately create a tense atmosphere for the houses; It is not allowed to mark false information or use deceptive and vague language to mislead consumers and infringe on consumers’ right to know, choose and fair trade. Real estate brokerage institutions and personnel shall engage in real estate brokerage activities in accordance with the law, and be entrusted to release real housing and price information, and shall not occupy housing information or drive up housing prices; It is strictly forbidden to engage in off-site fund-raising financial services such as down payment, self-financing, self-guarantee and the establishment of a fund pool; Real estate brokerage services shall be clearly marked, and price fraud shall not be carried out by using false or misleading contents and methods of marking.

　　The relevant person in charge of the Municipal Construction and Construction Committee said that the problems in the real estate market are not only economic issues and management issues, but also people’s livelihood issues and social issues. Some chaos in the real estate market will be dealt with strictly, severely and quickly. In the next step, the Municipal Commission of Housing and Urban-Rural Development will continue to strengthen law enforcement and investigation, strengthen joint supervision and comprehensive management with the Municipal Development and Reform Commission, the Municipal Administration for Industry and Commerce, the Municipal Bureau of Land Planning and other departments, and severely crack down on property hoarding, bid up housing prices, seize housing, publish false housing information and other illegal acts. Citizens can report violations of laws and regulations in the real estate market transaction process.

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　　Provident fund loans will cancel the guarantee service fee from now on.

　　(Reporter Zhu Kaiyun) In the future, Beijing Provident Fund loans will no longer charge guarantee service fees; Buying a second-hand housing provident fund loan, in addition to no longer paying the guarantee service fee, the loan evaluation fee has also been greatly reduced. Beijing Housing Provident Fund Management Center released the policy of benefiting the people yesterday. From today, the depositor does not need to pay the guarantee service fee when applying for provident fund loans, and the maximum charge standard of second-hand housing evaluation fee has been lowered from 1,500 yuan/piece to 600 yuan/piece.

　　The relevant person in charge of the Beijing Housing Provident Fund Management Center said that the launch of the New Deal in Beijing is to further benefit people’s livelihood and better serve housing provident fund depositors.

　　Experts said that in the past, under normal circumstances, the common guarantee methods of provident fund loans were joint liability guarantee and mortgage guarantee of Beijing Housing Loan Guarantee Center. Among them, the guarantee of the guarantee center involves the guarantee service fee, and the charging standard is three thousandths of the loan amount, and the minimum charge is 300 yuan. The appraisal fee for second-hand houses is charged according to three thousandths of the appraisal value, with the lowest charge of 300 yuan and the highest charge of 1,500 yuan.

　　The person in charge of the provident fund center said that according to the "Regulations on the Management of Housing Provident Fund": "Applicants who apply for housing provident fund loans shall provide guarantees." In the future, when a depositor applies for a personal loan of housing provident fund, the Beijing Housing Loan Guarantee Center can provide the depositor with a phased guarantee before the pre-mortgage registration (or mortgage registration) of the purchased house, and the depositor does not need to pay the guarantee service fee. This means that employees who apply for provident fund loans will be exempted from the guarantee service fee ranging from several hundred yuan to thousands of yuan.

　　In addition, the Provident Fund Center also introduced an evaluation competition mechanism, and selected six first-class real estate appraisal agencies, including Beijing Guosheng Real Estate Appraisal Co., Ltd. and Beijing Huayuan Longtai Real Estate and Land Assets Appraisal Co., Ltd., to provide better, more convenient and efficient services for paid employees.

　　The Provident Fund Center said that the adjustment of loan-related fees is based on the date of acceptance, that is to say, the depositor will no longer pay the guarantee service fee for the newly accepted loans from today, and the highest charging standard for the second-hand housing appraisal fee will be lowered to 600 yuan/piece.

　　Inclusive finance is an important force for rural revitalization. Since the beginning of this year, financial institutions have made active efforts in inclusive finance, drawing fresh water from finance to irrigate all kinds of agriculture-related entities, especially to solve the problem that financing is difficult and expensive for small and micro-agricultural entities. How to get through inclusive finance’s blocking points in agriculture-related fields? How to improve the service coverage of inclusive finance? Next, we need to continue to deepen the writing of inclusive finance.

　　Building a Multi-service System

　　Inclusive finance has made great progress since it was put forward. The inclusive finance concept has not only been deeply rooted in people’s hearts, but also established a multi-level supply and service system. From the perspective of agriculture-related financial services, various financial institutions actively promote rural revitalization, focus on the field of financial services, actively rationalize the mechanism, expand the scope and improve the quality, and accurately irrigate the living water of finance into the fields.

　　Recently, the State Council issued the "Implementation Opinions on Promoting High-quality Development in inclusive finance", which pointed out the direction for the implementation of inclusive finance. The "Implementation Opinions" proposes to guide all types of banking institutions to adhere to positioning and healthy competition. Promote all kinds of banking institutions to establish and improve a long-term mechanism that dares to lend, is willing to lend, can lend and will lend. Experts said that banking institutions should not rush into the field of "agriculture, rural areas and farmers". Different banks should develop characteristic financial products based on the characteristics of their own customer groups and serve the field of "agriculture, rural areas and farmers" step by step.

　　From a macro point of view, financial institutions are accelerating the construction of inclusive finance, and the path and road map of inclusive finance’s service to agriculture, countryside and farmers have become clearer. For example, large and medium-sized banks set up inclusive finance business department to extend the service scope of inclusive finance by establishing franchise mechanisms such as separate credit plans; Local corporate banks combine their own positioning, strengthen inclusive finance’s strategic orientation, and use their popularity and geographical advantages to serve small and micro, "three rural" customers; Policy banks will cooperate in lending business in key areas in inclusive finance.

　　Ye Yindan, a researcher at China Bank Research Institute, said that it is of great significance to emphasize the construction of multi-level financial services when serving rural revitalization. Constructing multi-level financial services can meet the financing needs of small and micro enterprises and farmers in rural areas. Traditional financial institutions have high approval standards for loans to small and micro enterprises and farmers, and it is difficult to meet their financing needs. The construction of multi-level financial services can introduce more non-bank financial institutions and social capital to participate in rural financial services, provide more flexible and convenient loan channels, help small and micro enterprises and farmers solve capital problems and promote their development and growth.

　　With the deepening of inclusive finance, the coverage of financial services has gradually expanded, especially the basic financial services in counties and rural areas have developed rapidly. At present, 97.9% of the country’s banking institutions cover villages and towns, basically realizing that villages and towns have institutions, every village has services and every family has an account. At the end of the third quarter of 2023, the balance of agricultural loans in local and foreign currencies was 55.8 trillion yuan, up 15.1% year-on-year, and the growth rate was 1.1 percentage points higher than that at the end of last year. In the first three quarters, it increased by 6.63 trillion yuan, an increase of 1.17 trillion yuan.

　　The continuous growth of agriculture-related loans is the concrete embodiment of "agriculture, countryside and farmers" of precision drip irrigation in inclusive finance. The relevant person in charge of the State Financial Supervision and Administration said that comprehensively promoting rural revitalization is an important task of building an agricultural power in the new era, and more financial resources should be allocated to the fields of agriculture, rural areas and farmers to better meet their diversified and multi-level financial needs.

　　Guarantee investment in key areas

　　Since the beginning of this year, banking institutions have focused on farmland construction, rural characteristic industries and other key areas, strengthened services in inclusive finance, increased sustained investment in agriculture, and achieved remarkable results in rural revitalization.

　　Inclusive finance should strengthen the foundation of farmland construction for rural revitalization. This year, the Guiding Opinions on Financial Support for Promoting Rural Revitalization in an All-round Way and Accelerating the Construction of an Agricultural Power issued by the People’s Bank of China and the State Financial Supervision Administration clearly stated that in accordance with the requirement of gradually building all permanent basic farmland into high-standard farmland, we should focus on key areas such as soil improvement and farmland irrigation and drainage facilities, give differentiated policy inclinations in the subject of loans, repayment methods and loan term, and explore and promote comprehensive improvement in the whole region to help build, transform and upgrade high-standard farmland.

　　"inclusive finance can play an important role in promoting the construction of high-standard farmland." Ye Yindan said that the construction of high-standard farmland needs a lot of capital investment, including investment in land consolidation, water conservancy facilities and agricultural machinery. However, due to the lack of funds for farmers and grass-roots village collectives, it is difficult to bear high investment costs. At this time, institutions in inclusive finance can provide financial support for its high-standard farmland construction by providing loans and credit guarantees, so as to alleviate the pressure of capital investment.

　　In addition, it is also the focus of inclusive finance’s efforts to help rural characteristic industries with credit, and financial institutions should increase the financing of characteristic industries. "With this working capital, the Hakka smoked chicken factory in the village will be able to produce at full capacity." Li Zhenqiu, head of Tianbei Village Stock Economic Cooperative in Dajishan Town, quannan county City, Jiangxi Province, said that at the end of each year, the local Hakka smoked chicken sales increased substantially. In the past, due to the lack of working capital, the village collective cooperatives had problems such as falling behind in production capacity and losing customers. In order to broaden the financing channels of characteristic industries, quannan county United Rural Commercial Bank launched the appointment of "financial village officials" to inject financial living water into agriculture-related industries such as agricultural enterprises, cooperatives and large-scale farmers. From January to October this year, the "financial village official" model issued a total of 2.683 billion yuan of agricultural loans, benefiting 9664 farmers.

　　"Characteristic industry is an important sector to realize rural revitalization, and it is the key to increase farmers’ income and stabilize agricultural development. There are weak links in its development that need effective support from inclusive finance services." Wu Dan, a researcher at China Banking Research Institute, said that the bank’s inclusive business should meet the needs of differentiated products and services in key rural areas and enhance the sense of financial acquisition of rural inclusive groups. Inclusive finance’s support for rural industries should be orderly and focused, and the characteristic industries in key rural areas should be accurately drip-irrigated, so as to solidly promote China’s rural revitalization and achieve comprehensive achievements.

　　Inclusive finance enables the development of key rural areas, which can touch the capital demand of agricultural business entities with large quantity, wide range and small amount. Experts said that with the support of financial institutions’ inclusive business, the development of rural key areas can obtain periodic and regional resource scheduling, and the problem of information asymmetry of agricultural entities will be gradually solved, which will promote the more rational allocation of financial resources to the "three rural" areas and promote the sustainable development of rural small and micro-business entities.

　　Innovating and optimizing financial products

　　Innovating and optimizing financial products and reducing financing costs are the important goals of inclusive finance’s development. For a long time, whether it is individual farmers or village collective organizations, the high financing cost is a common problem, which restricts the development of rural industries. Judging from the current rural financial products at the grass-roots level, inclusive finance, an individual banking institution, has the characteristics of single loan product structure, high interest rate and slow lending, and the phenomenon of high customer access threshold and low loan availability is more common.

　　For example, in order to reduce financial risks, many banking institutions generally have additional mortgage guarantee requirements for financial products. This form of mortgage guarantee has undoubtedly raised the threshold for capital access for the majority of small farmers with light assets. In addition, due to the current situation of cumbersome credit procedures and insufficient humanized services in grass-roots financial institutions, and the fact that grass-roots financial institutions will consider financial risk prevention, they often use restrictive means to curb the actual demand for agricultural credit.

　　Experts said that financial institutions should enrich financial products and services that support the development of farmers and optimize credit loan services for farmers. Credit loans have high requirements for financial institutions’ financial technology level and asset strength. It is not only time-consuming and laborious to tailor credit files for users by traditional methods, but also requires huge financial support. In order to comprehensively promote the implementation of rural revitalization strategy and help the development of new rural collective economy, financial institutions need to constantly innovate credit loan products to meet the financial needs of agricultural customers.

　　The credit business of rural collective economic organizations is an important part of inclusive finance and agriculture-related loans of China Construction Bank. "Collective Credit Loan" is a credit loan product developed by CCB for rural collective economic organizations. Recently, the first "collective credit loan" in China was successfully launched in Shaanxi Ankang Cailiang Community Economic Cooperative, with a credit amount of 5 million yuan. The head of the grass-roots government team of the institutional business department of CCB said that in order to help rural areas revitalize high-quality development, CCB has provided "accurate portraits" for more than 13,000 rural collective economic organizations across the country, provided credit evaluation for financing services, improved the convenience of financing for rural collective economic organizations, and solved the pain points of less products, expensive services and long process in the rural market.

　　Reduce financing costs and strengthen the resilience of agriculture-related subjects. Experts said that for commercial banks, continuously innovating loan products and reducing financing costs are conducive to rapidly increasing the scale of inclusive loans and expanding new customer groups while consolidating existing customers. In the future, commercial banks need to innovate the digital business model to solve the problem of expensive financing, further strengthen the docking of scenes with agriculture-related subjects, so as to adapt to the needs of different industries and different customer groups, and then promote the expansion of financial services to rural areas.