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Damei Border Line ｜＂Drunk＂ American Road 331 Strides along Xingbian Fumin Road to outline ＂Longjiang Qianli Gallery＂

　　CCTV News:It is the unremitting efforts of generations that have continuously improved the ecological environment in the border areas. At present, the biological population in the border areas of Heilongjiang Province is constantly enriched. There are more than 2,000 species of wild animals and plants in the border areas, more than 80 species of mammals, more than 300 species of birds and 82 species of fish, accounting for 80% of the province.

　　Follow the reporter along the national highway 331 on the border. On both sides of this road, there are big forests, big wetlands, big lakes, and perhaps beautiful encounters.

　　Headquarters reporter Wei Wenwen:Damei Border Line enters Dongning, the first stop of Heilongjiang along National Highway 331. There are vast forests on both sides of the road, and there is the king of beasts on the other side of the mountain. This is the habitat of national first-class protected animals, Northeast Tiger, Northeast Leopard, Sika Deer and many other wild animals, and Northeast Tiger and Leopard National Park.

　　Headquarters reporter Wei Wenwen:After experiencing the roaring forest, we came to Muling, journey to the south, which is the national nature reserve of Taxus cuspidata in Muling, and it is also a large and well-preserved wild Taxus cuspidata community found in China. Taxus chinensis is a species left over from the fourth ice age. It has a history of 2.5 million years on the earth, so it is also known as a living fossil in the plant kingdom. According to the measurement of forestry experts, the oldest yew in this area has exceeded 1200 years.

　　The beauty of nature, the beauty of ecology and the beauty of primitiveness will always meet with beauty inadvertently on this "drunken" American road 331. Coming to Sanjiang Plain, this fertile soil alluvial by Heilongjiang, Songhua River and Wusuli River is not only an important grain producing area in China, but also a rare freshwater swamp wetland in the world.

　　In Sanjiang National Nature Reserve, Heilongjiang Province, rivers are criss-crossing, marshes are everywhere, and there are island forests in between, and the original natural state remains intact. There are 20 species of national first-class protected animals such as red-crowned crane, oriental stork and white-tailed sea eagle, 69 species of national second-class protected animals such as swan, white-naped crane, red deer and Mountain hare, and 91 species of various plants.

　　Great forests, great wetlands, great rivers and lakes, and the 2600-kilometer National Highway 331 in Heilongjiang Province not only string up the road of Xingbian Fumin, but also connect more than 30 scenic spots, outlining the most beautiful "Longjiang Qianli Gallery".

Chongqing fully responds to the flood peaks of the Yangtze River and Jialing River： building a solid defense line to protect life safety.

△ On August 20th, at the intersection of xiao yue Road in Nan ‘an District, rescuers rescued a 2-year-old boy from a hotel. Special Photography Guo Xu/Visual Chongqing

△ On August 20th, Baisha Town in Jiangjin transferred the trapped people. Correspondent Su Shengyu photo/visual Chongqing

Chongqing Daily reported, "If the flood does not recede, we will not withdraw, and we must ensure everyone’s safety."

Weinan urgently transferred and evacuated 32,000 people to achieve "zero casualties"!

Shapingba Ciqikou has no casualties!

……

On August 20th, the flood peak of "No.2 flood of Jialing River in 2020" and "No.5 flood of Yangtze River in 2020" passed through the main city of Chongqing. This flood is the biggest flood in the upper reaches of the Yangtze River since the flood season this year, and it is also a rare catastrophic flood in Chongqing history. In order to protect people’s lives and property, Chongqing launched the first flood control level I emergency response since records began, and the whole city mobilized and acted quickly to devote itself to flood control and disaster relief.

Scientific scheduling runs before "flood season"

Establish a three-level flood control and emergency command system

The floods in Jialing River and Yangtze River appeared one after another, and the tests followed. How to reduce disaster losses as much as possible, scientific dispatching of flood control projects is one of the key links.

On August 19th, Chen Miner, secretary of the Municipal Party Committee, once again inspected the flood control work of No.5 Yangtze River flood and No.2 Jialing River flood passing through Chongqing. He stressed that it is necessary to thoroughly implement the spirit of the important instructions of the Supreme Leader General Secretary on flood control and disaster relief, fully implement the deployment requirements of the CPC Central Committee and the State Council, always adhere to the people first, put life first, work in a highly responsible and vigilant state, strengthen scientific dispatch and response, deepen the investigation and management of hidden dangers, do a good job in emergency rescue, go all out to win the tough battle of flood control and disaster relief, and strive to minimize the losses caused by disasters.

In the evening, according to the flood development, Chen Miner and Tang Liangzhi, deputy secretary of the municipal party committee and mayor, once again consulted and dispatched the flood control and disaster relief work in the whole city, and made arrangements for further strengthening flood control measures.

A flood is an order.

"Chongqing has established a three-level flood control and rescue headquarters command system from the city to the districts and counties to the risk points of weak links." Ran Jinhong, deputy commander of the Municipal Flood Control and Drought Relief Headquarters and director of the Municipal Emergency Management Bureau, said that the smooth command system from top to bottom allowed Chongqing to be as busy as a finger even in the face of a major flood.

On the morning of August 16th, the Municipal Flood Control and Drought Relief Headquarters organized the flood control and drought relief headquarters offices of 15 districts and counties along the Fujiang River, Jialing River and Yangtze River, and the relevant persons in charge of the Municipal Water Conservancy Bureau, the Municipal Meteorological Bureau and the Hydrological Upstream Bureau of the Yangtze River Committee to hold a flood control video dispatching meeting, so as to construct the command system of the three-level flood control and rescue headquarters at the risk points of cities, districts and counties and weak links.

Since August 16th, the Municipal Flood Control and Drought Relief Headquarters has sent nine working groups to 15 districts and counties along the Fujiang River, Jialing River and Yangtze River to fully guide and assist the local government and relevant departments to organize personnel to carry out safety inspections, rectify hidden dangers, set up warnings and transfer personnel.

On the evening of the 18th, the reporter saw that the emergency field headquarters of Shapingba District was built on Shabin Road. In the tent of the headquarters, several firefighters are resting on sleeping bags, and rubber boats are placed outside the tent. "As long as the headquarters gives an order, firefighters can immediately invest in the rescue." Jiaping Zhao, director of Ciqikou Street Emergency Office, said.

It is understood that the city also scientifically dispatches multi-departmental coordinated operations. The 62 water storage reservoirs under the jurisdiction of the Municipal Water Investment Group carry out flood dispatching plans as required, and give full play to the peak-shaving ability of the reservoirs and participate in emergency flood control on the premise of ensuring the safe and stable operation of the reservoirs.

Chongqing Water Conservancy Bureau contacted the Yangtze River Defense Bureau, Sichuan Water Resources Department and other units to jointly dispatch the Three Gorges Reservoir, Tingzikou, Xiluodu, Xiangjiaba and Chongqing Caojie Power Station in stages according to their rights and responsibilities, in an effort to alleviate the flood control pressure in the central city of Chongqing.

Traffic patrol, maritime department, etc. issued relevant traffic control …

Scientific early warning should also run before the flood season. Water conservancy and hydrological departments at all levels in Chongqing closely monitor the changes of water regime and broadcast early warning on a rolling basis. At Fisherman’s Bay Wharf in Jiangbei District, Chongqing, Fan Yuandong, deputy director of the Agricultural and Rural Committee of Jiangbei District, who participated in the rescue, heard the mobile phone ticking, and the warning of flood control and water regime of rivers came over. "I want to keep an eye on the changes of flood water level outside the pier, and run to the rescue site every hour to inform everyone." Fan Yuandong said.

People first, life first.

Go all out to ensure the safety of people’s lives

On the morning of the 19th, the floods of Jialing River and Yangtze River struck, and some districts and counties along the Yangtze River in Chongqing greatly exceeded the guaranteed water level, and a large number of roads, shops and residential buildings in Linjiang were flooded. The city’s flood control and disaster relief entered the most critical moment, and all kinds of disaster relief teams in the city adhered to the front line and moved when they heard of the flood, effectively ensuring the safety of people’s lives and property.

In the street of Fishing Town in Hechuan District, 84-year-old resident Yang Xuejun was transferred from the assault boat, holding the fireman’s hand tightly and saying "thank you" repeatedly. Yang Xuejun’s family lived on the fifth floor. At first, they thought that the flood could not rise, but they knew that the incoming water was very fierce and flooded the first floor. The whole family suddenly panicked. "We quickly called the community cadres for help in the morning. In less than an hour, the rescue team drove the assault boat and successfully picked up the whole family." Yang Xuejun said.

From the night of 19th to the early morning of 20th, Shapingba ciqikou ancient town ushered in the strongest flood peak this year. District-level and street cadres, public security police, volunteers and other forces are all mobilized and on duty overnight to ensure the safety of the people. A 70-year-old man is sick and needs oxygen treatment at home on weekdays. The rapidly rising flood has trapped the old man at home. Taking off his rain boots and rolling up his trouser legs, Zhao Jianghong, a municipal team member, picked up the old man without saying anything, and with the help of several colleagues, he safely transferred the old man out of his home. As of noon on the 20th, Hongfeng successfully passed through Ciqikou, and no one was killed or injured.

At 16: 30 on August 19th, two people in Guojiatuo Luoqi Temple community in Jiangbei District were trapped in a residential building on the edge of the Yangtze River. The local assault boat failed to carry out rescue, and urgently requested support from the Municipal Emergency Management Bureau. The Municipal Emergency Management Bureau immediately dispatched two helicopters and successfully rescued two people around 19: 00.

When the flood peak came, the officers and men of the armed police, the public security police, the fire rescue corps, the militia and so on devoted themselves to the rescue and disaster relief battle, investigated the potential safety hazards, rescued the evacuated people and transferred the trapped materials.

At about 5 pm on August 19th, Ceng Hua and Wu Wei, militiamen in Banan District who had not slept for more than 24 hours, went to Jiangbin Road in Yudong Street to rescue them. Because of the complicated situation, they could not take a ladder, so they used their shoulders as life-saving ladders to build a "life path" for the trapped residents.

More than 20 people turned over the railing of the balcony on the second floor in turn, one step at a time, and arrived at the rescue assault boat steadily.

"I’m too fat to step on it."

"Nothing, step on it!"

During the rescue, a fat resident once couldn’t bear to step on the militia’s shoulder, and was relieved several times before he climbed over the railing.

On the assault boat, the residents discovered that the camouflage uniforms of the six rescuers on board were all wet.

"Thank you!" After arriving in safety, a rescued little girl stood on the shore and kept bowing to the militia.

We won’t evacuate until the flood recedes.

Build a "strong dam" for flood control and fighting."

In the face of the flood, grass-roots party organizations and cadres in party member held their positions, charged at the front line and fought at the forefront, and carried forward the style of continuous fighting without fear of fatigue, so that the flood did not retreat and the team did not withdraw, in exchange for the people’s peace in the city with their own hard work.

Xu Yang, the platoon leader of the water rescue platoon of the People’s Armed Forces Department of Hechuan District, who participated in the rescue and disaster relief in Fishing Town Street, has not rested for several days. A few days ago, while helping the masses to transfer materials, Xu Yang’s head was smashed and he had three stitches. When the reporter interviewed him, Xu Yang was still wrapped in tape, and just took a baby to safety. "If the flood does not retreat, we will not withdraw, and we must ensure the safety of everyone."

On the morning of 19th, in the bazi at the entrance of Ciqikou Folk Museum, No.68 Cizheng Street, Shapingba, Zhang Niangniang, who lives in Jinrong Lane, took care of her old mother with Alzheimer’s disease while packing up her newly moved household belongings.

"I didn’t expect the water to rise so high. We didn’t move it until after 6 am." Zhang Niangniang said with some terror.

Two days ago, community cadres came home to inform them that the flood peak would cross the border and the water level would be very high. The night before, they knocked on the door to inform them. "Our home is generally not flooded." Zhang Niangniang told reporters that this kind of luck made her sleep at home with her mother who was over 90 years old. It was not until after 3 am that the water rose and she panicked.

Fortunately, at this time, the community cadres who gave the door-to-door warning knocked at the door again. When they saw it, they quickly informed the two people to move out Zhang Niangniang’s household appliances and beds before the flood entered the house.

"At that time, it was not bright, and the scene was very chaotic. I forgot to ask the cadre’s name." Zhang Niangniang said with some loss, "I only remember that he wore a party emblem on his chest!"

Extraordinary floods, which are rare in history, have also attracted a large number of citizens to watch the rising water along the Yangtze River. At about 12 noon on the 19th, the reporter saw in Chaotianmen Square that the down stairs had pulled up the warning line, and the small horn sounded incessantly, but there were still many citizens around the railings around the square to watch the water and take pictures. From time to time, the staff came forward to persuade: "Please don’t lean against the railing to take pictures, it’s dangerous!"

Yuan Biliang, deputy director of Chaotianmen Sub-district Office, said that in order to ensure the safety of people’s lives, the street has deployed all the personnel who can be deployed to watch the water along the river and evacuate the citizens. There are only five watch points around Chaotianmen Square, and more than 100 people are dispatched from streets, communities, volunteers, law enforcement teams and emergency militia. The total number of duty points in Chaotianmen Street is 20, involving 4 communities along the Yangtze River, and the total number of duty staff exceeds 420.

Chongqing Daily reporter Cui Wei Luo Wei Yan Ruowen Li Yuanyuan Yang Nizi Xia Yuan Chen Guodong

Original title: Building a solid defense line to protect life safety-Chongqing fully responds to the flood peaks of the Yangtze River and Jialing River.

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Changzhou： Looking at the strength of housing provident fund to support people’s livelihood in 2021 from 10 data in the annual report

　　Lead: The Annual Report of Changzhou Housing Provident Fund in 2021 was officially released. This Report made a comprehensive and detailed disclosure from six aspects, such as the general situation of the organization, business operation, financial management, asset risk, social and economic benefits, and the pilot project of flexible employees paying housing provident fund. From the Report, we can see that the housing provident fund in our city achieved remarkable results in benefiting the people and the people in 2021. Here, we select 10 items of data for a detailed interpretation.

　　1. The number of flexible employees participating in the pilot policy of housing provident fund system increased by 1,105 in the first month.

　　Changzhou, as one of the six pilot cities for flexible employees to participate in the housing provident fund system in China, officially implemented the pilot policy in December, and added 1,105 flexible employees in the same month, realizing a steady connection with the original individual deposit policy. The Changzhou pilot program was specially reported by the Central Second Economic Channel.

　　Flexible employees independently determine the deposit amount within the upper and lower limits of the monthly deposit of housing provident fund announced by our city, and enjoy the policies of housing provident fund withdrawal and loan as well as the employees in the unit. The paid housing provident fund enjoys the annual interest-bearing rights and is exempt from personal income tax.

　　2. Among the newly opened employees, employees of urban private enterprises and other urban enterprises accounted for 77.27%.

　　With the continuous expansion of the benefits of the housing provident fund system, the administrative institutions and state-owned enterprises in our city have basically paid the housing provident fund, and most foreign-funded enterprises and large enterprises have also paid it. The employees of urban private enterprises and other urban enterprises have gradually become the main beneficiaries of the expansion of the coverage of the housing provident fund system. Among the 179,500 newly opened employees in 2021, urban private enterprises and other urban enterprises accounted for 77.27%, and flexible employees accounted for 5.67%. The groups benefiting from the housing provident fund system are steadily expanding, and the dividend of system development is spreading to the whole society.

　　3. The number of people who paid the housing provident fund exceeded 1 million for the first time.

　　By strengthening publicity, expanding the influence of the housing provident fund system, implementing policies such as reducing the deposit ratio, continuously enhancing the attractiveness of the housing provident fund system, and promoting the construction of township housing provident fund workstations, the coverage of the housing provident fund system has been continuously expanded. In the whole year, 187,000 people were newly expanded, and the number of depositors at the end of the year exceeded 1 million, setting a record high.

　　4. 84.84% applied for loans for purchasing the first home.

　　Different from commercial bank housing loans, housing provident fund is a low-interest policy loan that the state guarantees the housing needs of employees, and it is given priority to the rigid housing demand of employees. The housing provident fund in our city gives full preferential treatment to the first home loan in policy design, and the down payment ratio of the first loan is only 20%; The second home loan was controlled, and the down payment ratio of the second loan was increased to 50%; Loans for more than three times are completely restricted, and employees cannot apply. This policy design of housing provident fund makes the housing provident fund more inclined to new citizens and new employees, which embodies the full housing security attribute.

　　5. Policy-based low-interest loans of 9.169 billion yuan were issued.

　　Through policy-based low-interest loans, the burden on depositors in purchasing houses was reduced. In the whole year, 9.169 billion yuan of policy-based low-interest loans were granted to 20,900 households, and 10.237 billion yuan of policy-based low-interest loans were granted to 23,200 households, with a total loan of 91.1 billion yuan and a loan balance of 44.234 billion yuan.

　　6. Support the withdrawal of 12.71 billion yuan from the housing accumulation fund.

　　Through the withdrawal of housing provident fund to support depositors’ living needs such as buying and building houses, renting houses, repaying loans and improving retirement life, nearly 500,000 people were supported to withdraw housing provident fund of 12.71 billion yuan in the whole year, which played an important role in reducing the burden of employees buying houses.

　　7. Save 5.043 billion yuan for employees’ interest on house purchase.

　　In 2021, employees will be supported to purchase and build 2,578,300 square meters of housing (including subsidized loans from public companies), and the market share of personal housing loans (including subsidized loans from public companies) will be 16.92% at the end of the year. As the housing provident fund has a low annual interest rate of 2.75% for less than five years and 3.25% for more than five years, it is estimated that by applying for personal housing loans from the housing provident fund, employees can save 5.043 billion yuan in interest expenses on house purchase, greatly reducing the burden of house purchase for employees.

　　8. Pay the employee housing provident fund interest of 779 million yuan.

　　The housing provident fund paid by employees in their accounts has interest income every year. According to the Regulations on the Management of Housing Provident Fund and related policies, employees’ housing provident fund will pay interest once a year, from July 1 of last year to June 30 of the following year. At present, the one-year deposit rate is 1.5%. In 2021, a total of 779 million yuan of housing provident fund interest will be paid to employees who have paid housing provident fund.

　　9, extraction of urban low-cost housing construction supplementary funds of 488 million yuan.

　　Housing accumulation fund has played an important role in the construction of low-rent housing in our city. According to the national policy, most of the value-added benefits generated by housing provident fund are used as supplementary funds for urban low-rent housing construction, except for risk reserve and management funds. In 2021, a total of 556 million yuan of value-added income was generated, including 488 million yuan of supplementary funds for urban low-rent housing construction, totaling 3.432 billion yuan.

　　10. The number of followers of WeChat WeChat official account exceeded 750,000.

　　We continued to promote the construction of Changzhou Housing Provident Fund WeChat WeChat official account, increased the types of online business of WeChat WeChat official account, and expanded the publicity of housing provident fund policies, with 766,000 followers and 690,000 bound users.

　　Annual Report of Changzhou Housing Provident Fund in 2021

　　According to the Regulations of the State Council Municipality on the Management of Housing Provident Fund and the Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People’s Bank of China on Improving the Information Disclosure System of Housing Provident Fund (J.J. [2015] No.26), the annual report of Changzhou Housing Provident Fund in 2021 is hereby published as follows:

　　I. General situation of institutions

　　(1) Housing Provident Fund Management Committee: The Housing Provident Fund Management Committee has 23 members and held a meeting in 2021. The matters reviewed and approved mainly include: 1. The work summary and work plan of Changzhou Housing Provident Fund Management Center in 2020 and the annual report of Changzhou Housing Provident Fund in 2020; 2. Report on the collection and use of housing provident fund in 2020, the implementation of financial revenue and expenditure plan and the collection and use of financial revenue and expenditure plan in 2021; 3. Proposal on Adjusting Housing Provident Fund Loan Policy; 4. Changzhou Branch of Shanghai Bank Co., Ltd. undertakes housing provident fund financial business.

　　(II) Housing provident fund management center: The housing provident fund management center is a non-profit-making institution directly under the Municipal People’s Government, with 9 offices, 3 offices and 3 sub-centers. There are 177 employees, of whom 84 are under compilation and 93 are not.

　　Second, the business operation

　　(1) Deposit: In 2021, there were 6,485 new account opening units, with a net increase of 5,497 units; There were 179,500 new employees, with a net increase of 106,800 employees; There are 42,159 paid-in units with 1,140,200 employees, with a deposit of 17.506 billion yuan, up by 14.99%, 10.33% and 13.62% respectively. At the end of 2021, the total deposit was 127.53 billion yuan, an increase of 15.91% over the end of the previous year; The balance of deposits was 42.735 billion yuan, a year-on-year increase of 12.64%.

　　There are 7 banks entrusted to handle the housing provident fund deposit business.

　　(2) Withdrawal: In 2021, nearly 500,000 paid employees will withdraw the housing provident fund; The withdrawal amount was 12.71 billion yuan, a year-on-year increase of 6.81%; The withdrawal amount accounted for 72.60% of the deposit amount in the current year, a decrease of 4.62 percentage points over the previous year. By the end of 2021, the total withdrawal amount was 84.795 billion yuan, an increase of 17.63% over the end of last year.

　　(3) Loans:

　　1. Individual housing loan: the maximum amount of individual housing loan for single deposit is 300,000 yuan, and the maximum amount of individual housing loan for double deposit is 600,000 yuan.

　　In 2021, 20,900 individual housing loans totaling 9.169 billion yuan were issued, down by 16.73% and 16.30% respectively. Among them, downtown issued 10,500 individual housing loans of 4.662 billion yuan, Wujin Sub-center issued 3,700 individual housing loans of 1.653 billion yuan, Jintan Sub-center issued 3,300 individual housing loans of 1.374 billion yuan, and Liyang Sub-center issued 3,500 individual housing loans of 1.480 billion yuan.

　　In 2021, 6.294 billion yuan of personal housing loans were recovered. Among them, downtown is 3.57 billion yuan, Wujin Sub-center is 1.407 billion yuan, Jintan Sub-center is 531 million yuan and Liyang Sub-center is 786 million yuan.

　　By the end of 2021, a total of 309,100 individual housing loans of 91.1 billion yuan were issued, with a loan balance of 44.234 billion yuan, up by 7.25%, 11.19% and 6.95% respectively. The balance of individual housing loans accounted for 103.51% of the deposit balance, a decrease of 5.51 percentage points from the end of last year. There are 10 banks entrusted to handle housing provident fund personal housing loan business.

　　2. Off-site loans: In 2021, 1,257 off-site loans of 519,327,000 yuan were issued. By the end of 2021, the total amount of off-site loans issued was 1,171.739 million yuan, and the balance of off-site loans was 1,105.5792 million yuan.

　　3. Interest-subsidized loans for public transit companies: In 2021, 2,394 interest-subsidized loans for public transit companies were issued, amounting to 1,067,654,000 yuan, and the interest subsidy in that year was 74,151,500 yuan. By the end of 2021, a total of 41,426 discount loans were granted to the public, amounting to 13,362,222,000 yuan, with a cumulative discount of 623,923,500 yuan.

　　(4) Purchase of national debt: In 2021, RMB 0 billion will be purchased, and RMB 0 billion will be redeemed, transferred and recovered. At the end of 2021, the balance of national debt was 0 billion yuan.

　　(V) Capital storage: At the end of 2021, the housing provident fund deposit was 1.005 billion yuan. Among them, RMB 001 million is current, RMB 000 million is fixed for less than one year (inclusive), RMB 000 million is fixed for more than one year, and RMB 1.004 billion is other (agreement, notice deposit, etc.).

　　(VI) Utilization rate of funds: At the end of 2021, the sum of the balance of individual housing loans, project loans and purchase of government bonds of housing provident fund accounted for 103.51% of the deposit balance, a decrease of 5.51 percentage points over the end of last year.

　　III. Main financial data

　　(1) Business income: In 2021, the business income was 1,423,553,500 yuan, a year-on-year increase of 9.68%; The deposit interest is 29,816,500 yuan, the entrusted loan interest is 1,393,737,100 yuan, debt interest is 0,000 yuan, and others are 0,000 yuan.

　　(II) Business expenditure: In 2021, business expenditure was 867,898,200 yuan, up 8.81% year-on-year; Pay employee housing provident fund interest of 778,869,300 yuan, collection fee of 32,647,200 yuan, entrusted loan fee of 39,984,700 yuan and others of 16,405,300 yuan.

　　(3) Value-added income: In 2021, the value-added income was 555,655,300 yuan, up by 11.06% year-on-year; The value-added rate of return was 1.38%, an increase of 0 percentage points over the previous year.

　　(4) Value-added income distribution: In 2021, the loan risk reserve will be withdrawn by 28.754 million yuan; The management fee is 38,519,600 yuan, and the supplementary fund for the construction of urban low-rent housing (public rental housing) is 488,381,800 yuan.

　　In 2021, the financial management fee was 38.5196 million yuan. The supplementary funds for the construction of low-rent housing (public rental housing) in financial cities were 404,743,800 yuan, including 208,676,600 yuan from downtown, 110,961,000 yuan from Wujin Sub-center, 34,826,100 yuan from Jintan Sub-center and 50,280,100 yuan from Liyang Sub-center.

　　At the end of 2021, the balance of loan risk reserve was 877,947,300 yuan. A total of 3,431,873,400 yuan of supplementary funds for the construction of urban low-rent housing (public rental housing) was withdrawn. Among them, 2,078,600,200 yuan was withdrawn from downtown, 722,353,000 yuan from Wujin Sub-center, 276,794,200 yuan from Jintan Sub-center and 354,126,100 yuan from Liyang Sub-center.

　　(V) Expenditure on management expenses: In 2021, the expenditure on management expenses was 38,519,600 yuan, up by 11.11% year-on-year. Among them, the personnel expenditure is 30.3843 million yuan, the public expenditure is 1.632 million yuan, and the special expenditure is 6.5033 million yuan.

　　The expenditure of downtown management expenses is 30,802,200 yuan, of which personnel, public and special funds are 23,929,200 yuan, 1,336,800 yuan and 5,536,200 yuan respectively; The management expenses of Wujin Sub-center are 2,998,300 yuan, of which the personnel, public and special funds are 2,462,900 yuan, 99,500 yuan and 435,900 yuan respectively; The management expenses of Jintan Sub-center are 2,342,500 yuan, of which the personnel, public and special funds are 1,915,300 yuan, 101,500 yuan and 325,700 yuan respectively; The management expenses of Liyang Sub-center are 2,376,600 yuan, of which the personnel, public and special funds are 2,076,900 yuan, 94,200 yuan and 205,500 yuan respectively.

　　IV. Asset Risk Status

　　Personal housing loan: At the end of 2021, the loans overdue of personal housing was RMB 0,000, with the overdue rate of 0&permil; , of which, downtown 0 & permit; , Wujin Sub-center 0&permil; , Jintan points in 0 & permit; , Liyang Sub-center 0&permil; . The balance of personal loan risk reserve is 872,415,300 yuan. In 2021, the personal loan risk reserve was used to write off bad debts of RMB 0,000.

　　V. Social and economic benefits

　　(1) Deposit business

　　Among the paid employees, state organs and institutions account for 12.84%, state-owned enterprises account for 1.68%, urban collective enterprises account for 0.30%, foreign-invested enterprises account for 8.29%, urban private enterprises and other urban enterprises account for 66.05%, private non-enterprise units and social organizations account for 0.2%, flexible employees account for 7.4%, and others account for 3.24%. Middle and low income accounts for 93.9%, and high income accounts for 6.1%.

　　Among the newly opened employees, state organs and institutions account for 3.79%, state-owned enterprises account for 0.57%, urban collective enterprises account for 0.21%, foreign-invested enterprises account for 8.89%, urban private enterprises and other urban enterprises account for 77.27%, private non-enterprise units and social organizations account for 0.23%, flexible employees account for 5.67% and others account for 3.37%. Middle and low income accounts for 98.14%, and high income accounts for 1.86%.

　　(2) Extraction business

　　Of the withdrawal amount, 19.90% were purchased, built, rebuilt or overhauled for owner-occupied housing, 61.62% were repaid for the principal and interest of house purchase loan, 6.54% were rented housing, 0.005% were supported for the renovation of old residential areas, 7.50% were retired and retired, 2.28% were completely incapacitated and terminated their labor relations with the unit, 0.01% were settled abroad, and 2.5% were others. Among the employees, the middle and low income accounts for 91.57%, and the high income accounts for 8.43%.

　　(3) Loan business

　　Personal housing loans: In 2021, employees will be supported to purchase houses of 2,578,300 square meters (including discount loans from public revolution companies), and the market share of personal housing loans (including discount loans from public revolution companies) will be 16.92% at the end of the year, an increase of 0.44 percentage points over the end of last year. By applying for housing provident fund personal housing loan, the employee’s interest expenditure on house purchase can be saved by 5,043,157,800 yuan.

　　In the number of employee loans, 23.64% have a building area of less than 90 square meters, 90-mdash; 144 (inclusive) square meters accounted for 68.84%, and more than 144 square meters accounted for 7.52%. Purchase of new houses accounted for 54.90% (including 0.005% for affordable housing), purchase of second-hand houses accounted for 45.10%, construction, renovation and overhaul of owner-occupied houses accounted for 0% (including 0% for supporting the renovation of old communities), and others accounted for 0%.

　　Among the number of employee loans, 44.29% were applied for loans by employees with single deposit, 54.93% by employees with double deposit, and 0.78% by employees with three or more deposits.

　　Among the loan employees, 26.89% are under 30 years old, and 30 years old — 40 years old (inclusive) accounted for 44.66%, 40 years old — 50 years old (inclusive) accounted for 23.80%, and over 50 years old accounted for 4.65%; 84.84% applied for loans when purchasing the first house, and 15.16% applied for loans when purchasing two or more houses; Middle and low income accounts for 92.98%, and high income accounts for 7.02%.

　　(D) Housing contribution rate

　　In 2021, the ratio of the sum of individual housing loans, discount loans from public enterprises, project loans and housing consumption withdrawals to the deposit in that year was 126.46%, a decrease of 12.84 percentage points over the previous year.

　　VI. Other Important Matters

　　(a) to carry out flexible employment personnel to participate in the housing provident fund system pilot work

　　In May, 2021, according to the Letter of the Ministry of Housing and Urban-Rural Development on Agreeing Changzhou to Carry out the Pilot Project of Flexible Employment Personnel to Participate in the Housing Provident Fund System (Jian Jin Han [2021] No.60), our city became one of the first six pilot cities in China. After the 69th executive meeting of the municipal government on August 30th and the 10th meeting of the Committee for Deep Reform of the Municipal Party Committee on September 10th, the city officially implemented the pilot policy on December 1st.

　　(two) the adjustment of institutions and functions in the current year, and the change of financial institutions entrusted to handle the deposit loan business.

　　In January, 2021, with the approval of the Office of the Organizational Establishment Committee of Changzhou Municipal Committee of the Communist Party of China, Changzhou Housing Provident Fund Management Center cancelled the internal organization collection management office, loan management office and regulations internal audit office, and newly established the internal organization regulations inspection office, business management office, centralized audit office and internal audit office, all of which are equivalent to the official department. At present, the center has 15 internal institutions and party committees.

　　The financial institutions entrusted to handle the deposit loan business have not changed.

　　(three) the adjustment and implementation of the housing provident fund policy in that year

　　Adjust the monthly deposit base limit of housing provident fund. In 2021, the upper limit of the monthly deposit base of housing provident fund is 28,000 yuan, an increase of 7.28% over the previous year; The lower limit of the monthly deposit base is 2020 yuan in Changzhou City (including Wujin District) and 1850 yuan in liyang city and Jintan District, which is consistent with last year.

　　Adjust the use policy of housing provident fund. First, adjust the calculation rules of loan quota. The loan amount calculation rule of "average monthly balance * loan allocation coefficient" is adopted. The "average monthly balance" is the result obtained by dividing the sum of the account balances at the end of each month by 60 when the loan applicant applies for a loan, and the calculation of less than 60 months is 60 months; The "loan allocation coefficient" is adjusted according to the changes in the city’s real estate market and credit market. In 2021, it will be set as 40 for those who have no record of using the housing provident fund for purchasing houses in our city, and 10 for those who have a record of using the housing provident fund for purchasing houses. The second is to suspend the business of transferring commercial loans to housing provident fund loans. The third is to adjust the extraction policy. The extraction of "workers themselves, spouses and minor children suffering from major diseases caused serious difficulties in family life" is adjusted to be extracted and executed as "the minimum living guarantee object or extremely poor workers".

　　(4) Service improvement in the current year

　　The docking and normal visit of the "small program" of the housing provident fund of the Ministry of Housing and Urban-Rural Development were completed in the first batch, and the function of "transfer and connection in different places" of the housing provident fund was realized.

　　Implement the housing provident fund "cross-provincial management" and the Yangtze River Delta "one network management". Set up a special window for inter-provincial communication to realize the "inter-provincial communication" of eight businesses, such as personal deposit and loan information inquiry; Realize the Yangtze River Delta’s "One Network Office" of six businesses, such as house purchase in different places and unit registration and account opening.

　　Promote online channel construction and online business promotion. "Changzhou Housing Provident Fund" WeChat WeChat official account has more than 750,000 followers and 690,000 bound users. 42 corporate businesses and 47 personal businesses can be handled online. Deploy "Changzhou Housing Provident Fund" in Jiangsu Government APP and Jiangnan Bank APP channels, deploy "Changzhou Provident Fund" intelligent customer service in Alipay channel, and deploy intelligent customer service robots in the service hall.

　　Set up "window zero" in each service hall, establish a rapid response mechanism, and realize the management of "good and bad reviews" in the information system.

　　(V) Information construction in that year

　　Make overall plans for digital transformation and upgrading, innovate the top-level design of housing provident fund informatization construction, and compile the status analysis report, top-level planning report and implementation planning report of the research on high-quality development of housing provident fund. Strengthen the network security infrastructure, set up a network security work leading group, formulate the Network Security and Informatization Management System, and complete the second phase of network security reinforcement. Organize special training on Data Security Law, carry out publicity activities of Cyber Security Week, and participate in provincial and municipal "Cyber Security 2021" actions.

　　(six) the honor of the housing provident fund management center and employees in that year.

　　In 2021, the Center won 13 honors, including: Changzhou Municipal Government website construction and management advanced unit, letters and visits assessment advanced department and unit, Jiangsu Province housing and urban-rural construction system advanced collective and model worker’s home, and was commended by the provinces and municipalities for 10 times.

　　(seven) in violation of the "Regulations" of the housing provident fund management and related laws and regulations for administrative punishment and apply to the people’s court for compulsory enforcement.

　　without

　　(eight) the correction and handling of violations of housing provident fund management personnel in that year, etc.

　　without

　　(nine) other circumstances that need to be disclosed.

　　without

　　(Source: Changzhou Daily)

Book of Supreme Leader and Youth ｜＂The dazzling brilliance of youth on the journey of dreaming of space＂

On May 2, 2022, on the occasion of the May 4th Youth Day, the youth team of China Aerospace Science and Technology Corporation’s space station construction received a special holiday gift — — A reply signed "Supreme Leader".

"I hope that the vast number of aerospace youth will carry forward ‘ Two bombs and one satellite ’ Spirit, manned space spirit, courage to innovate and break through, shine with youthful brilliance on the journey of dreaming of space, and make new contributions to China’s space science and technology to achieve a high level of self-reliance. " Between the lines, it is full of deep affection for all the young people on the space front.

纸短情长。一句“我想起了9年前在你们那里同青年科研人员交流的情景”，将众人的思绪带回到多年前的那次青春对话。

2013年5月4日，当选中共中央总书记后的第一个青年节，最高领袖总书记来到见证新中国科技强国梦的航天城，参加“实现中国梦、青春勇担当”主题团日活动。

“今天是五四青年节，我们怎么纪念？我们一起来参观航天科技成就展，感受载人航天精神，激励包括广大青年在内的全国各族人民为实现中华民族伟大复兴的中国梦而奋斗，这样的纪念是很有意义的。”

青春何谓？青年何为？

“总书记当时勉励我们‘要勇敢肩负起时代赋予的重任’，这句话我一直牢牢地记在心里。”空间站系统总指挥王翔是当时在现场的一名青年代表。这些年，他以建设者的身份见证了中国航天事业的快速发展。

总书记2013年到访航天城时，空间站设想还是一张图纸。如今，中国空间站时代已经开启。2022年6月5日，收到总书记回信后不久，航天青年再立新功：神舟十四号载人飞船发射成功，中国空间站迎来新一批“太空出差三人组”。

"Shenzhou" asks the sky, "Chang ‘e" visits the moon, "Beidou" guides the way, "Zhu Rong" probes the fire, and "xi he" goes day by day … … On the journey of dreaming of space, the power of youth is dazzling. Overseas public opinion lamented: "The most powerful thing about China’s space flight is not its great achievements like manned space flight project, but its large number of young scientists and engineers."

On June 5, 2022, the astronaut's expedition ceremony of Shenzhou 14 manned mission was held in Wentiange Square of Jiuquan Satellite Launch Center.

On June 5, 2022, the astronaut’s expedition ceremony of Shenzhou 14 manned mission was held in Wentiange Square of Jiuquan Satellite Launch Center.

"We respect and actively mobilize the creative spirit of the vast number of space science and technology workers, and have trained and trained a team of high-quality talents, especially young talents, who can stand at the forefront of space science and technology in the world and be brave in pioneering and innovating." In recent years, the General Secretary of the Supreme Leader has repeatedly praised the aerospace youth.

In the spring of 2019, at the conference commemorating the centenary of the May 4th Movement, the General Secretary specifically mentioned that "the average age of the Chang ‘e team and the Shenzhou team serving the country by space is 33 years old, and the average age of the Beidou team is 35 years old", and the words are full of pride.

In the summer of 2021, the General Secretary walked into beijing aerospace control center and had a cordial conversation with the Shenzhou-12 astronaut who was performing a mission in Tianhe and the core cabin. At that time, the "post-80s" and "post-90s" who escorted this "dialogue between heaven and earth" were also out of the circle. At the Central Talent Work Conference three months later, the General Secretary talked about this detail: "Most of them are young people in their thirties and forties, but they are all responsible for important positions."

On May 15th, 2021, young scientific and technological talents in beijing aerospace control center celebrated the success of the first Mars exploration mission in China.

The future belongs to the youth, and hope is placed on the youth.

The general secretary hopes that the astronauts in the new era will follow the example of the older generation of astronauts. When he wrote back to the old scientist who participated in the "Dongfanghong-1" mission, he did not forget to encourage young people. The phrase "No matter how the conditions change, you can’t lose your ambition of self-reliance and hard work" makes people feel excited.

When talking with outstanding youth representatives from all walks of life, the general secretary encouraged everyone to "link their dreams with the great cause of the motherland and put the platform for struggle on the great cause of the motherland." Entrust earnestly, so that the vast number of aerospace youth have more thoughts about youth.

The space dream is an important part of the dream of strengthening the country, which summons and inspires the vast number of space youth. As the General Secretary emphasized, "Young people are always new, with the greatest enthusiasm and motivation for innovation. The development of the cause of the party and the people cannot be separated from the hard work and dedication of generations of aspiring young people. "

China has a dream, and he has no regrets in youth;

Dreaming of the sky, the future can be expected.

At the third symposium on the development of the Yangtze River Economic Belt, the top leaders drew the grand plan of the Yangtze River in this way.

　　On November 14th, General Secretary of the Supreme Leader specially held a symposium in Nanjing — — Symposium on comprehensively promoting the development of the Yangtze River Economic Belt. This is the third symposium on the development of the Yangtze River Economic Belt and the first symposium after the Fifth Plenary Session of the 19th Central Committee. Main battlefield, aorta and main force … … The general secretary has given a new mission to the development of the Yangtze River Economic Belt.

　　 Three symposiums:

　　 From "Push", "Deep Push" to "All-round Push"

　　The three symposiums on the development of the Yangtze River Economic Belt, which were personally presided over by the General Secretary of the Supreme Leader, were held in three important years, namely, 2016, 2018 and 2020, and were held in Chongqing, Wuhan and Nanjing in the upper, middle and lower reaches of the Yangtze River. The topics have also evolved from "promotion" and "in-depth promotion" to "comprehensive promotion".

　　△ Overlooking the Nanjing section of the Yangtze River from Nanjing Mufu Mountain

　　On January 5, 2016, the symposium on promoting the development of the Yangtze River Economic Belt was held by the top leaders during their investigation in Chongqing. At the meeting, the general secretary comprehensively and profoundly expounded the great significance, promotion ideas and key tasks of the development strategy of the Yangtze River Economic Belt, and clearly put forward "Strive for great protection, not great development.”。

　　△ Volunteers in Yongchuan District of Chongqing pick up garbage in Zhutuo section of the Yangtze River.

　　On April 26, 2018, the Supreme Leader hosted a symposium in Wuhan to further promote the development of the Yangtze River Economic Belt. In order to have a good symposium, the General Secretary went to Hubei and Hunan to learn about the implementation of the development strategy of the Yangtze River Economic Belt. At the meeting, the general secretary focused on five relationships that need to be correctly grasped to promote the development of the Yangtze River Economic Belt.

　　This year’s symposium was specially hosted by the supreme leader after his inspection in Jiangsu. At the meeting, the general secretary summed up the achievements in the past five years: the ecological environment protection in the Yangtze River Economic Belt has taken place.Turning change, economic and social development.Historic achievements. Facing the future, the General Secretary pointed out that the Yangtze River Economic Belt has a prominent ecological position and great development potential, and should play an important role in practicing new development concepts, building a new development pattern and promoting high-quality development.

　　These three symposiums, spanning five years, have become an important milestone in implementing the major national strategy of developing the Yangtze River Economic Belt.

　　△ Jiangsu Taicang Container Terminal

　　 Main battlefield: ecological priority and green development

　　At the symposium in January 2016, the supreme leader pointed out that promoting the development of the Yangtze River Economic BeltWe must adhere to the strategic orientation of ecological priority and green development. At the symposium in April 2018, the general secretary made such an explanation: "It is the premise to focus on the protection of the ecological environment and ecological priority; Not engaging in large-scale development and green development is about economic development, not the result; Grasp the great protection together, do not engage in great development, focus on the current and strategic methods; Ecological priority and green development emphasize the future and direction path, which are dialectical unity with each other. "

　　△ Hukou County, Jiangxi Province was named after Poyang Lake entered the Yangtze River estuary, and the local government built the "most beautiful coastline" with the help of the "Green Shore" project.

　　At this year’s symposium, the supreme leader first emphasized that it is necessary to strengthen the protection and restoration of the ecological environment system and put the restoration of the Yangtze River ecological environment in an overwhelming position. The general secretary pointed out that it is necessary to proceed from the integrity of the ecosystem and the systematicness of the river basin, trace the source and treat it systematically to prevent headaches and pains. He also mentioned in particular that,Maintain the ecological authenticity and integrity of the Yangtze River..

　　Not long ago, the "14th Five-Year Plan" proposed by the Fifth Plenary Session of the 19th Central Committee emphasized the need to promote green development and the harmonious coexistence between man and nature. At the forum on November 14th, the Supreme Leader pointed out that the Yangtze River Economic Belt should strive to build a harmonious coexistence between man and nature.Green development demonstration zone. The planning proposal proposes to establish a mechanism to realize the value of ecological products. At the symposium, the general secretary stressed that it is necessary to speed up the establishment of a mechanism for realizing the value of ecological products, so that the protection and restoration of the ecological environment can get a reasonable return and the ecological environment can be destroyed at a corresponding price.

　　△ After the implementation of the "No Fishing in the Yangtze River", Dongxing District, Neijiang, Sichuan Province concentrated on dismantling fishing boats, and all 352 fishermen landed and switched jobs.

　　Since the 18th National Congress of the Communist Party of China, General Secretary of the Supreme Leader has traveled to 11 provinces and cities covered by the Yangtze River Economic Belt. Since this year alone, he has visited Yunnan, Hubei, Zhejiang, Anhui, Hunan and Jiangsu provinces, and hosted a symposium in Hefei to promote the integrated development of the Yangtze River Delta. Ecological priority and green development are always emphasized by the General Secretary. At this symposium on November 14, the general secretary clearly stated that it is necessary toMake the Yangtze River Economic Belt the main battlefield of China’s ecological priority and green development..

　　 Aorta: Smooth domestic and international double circulation

　　The "Fourteenth Five-Year Plan" proposes to accelerate the construction of a new development pattern with the domestic big cycle as the main body and the domestic and international double cycles promoting each other. This is a strategic choice to keep pace with the times and improve the level of China’s economic development, as well as to shape China’s new advantages in international economic cooperation and competition.

　　△ At the beginning of November, the Three Gorges Project, the "national heavyweight", completed the overall completion acceptance. This is the Three Gorges Dam in Yichang, Hubei Province.

　　The Yangtze River Economic Belt can be called the "golden waterway" of China. General Secretary of the Supreme Leader once pointed out that the Yangtze River Economic Belt is the economic center and vitality of our country. In building a new development pattern, the Yangtze River Economic Belt has both unique advantages and unshirkable mission.

　　At the symposium on November 14, the Supreme Leader stressed that it is necessary toAdhere to the idea of a national chess gameTo define the orientation of self-development in the overall situation of national development and explore effective ways to promote the smooth domestic circulation. The general secretary clearly pointed out that in order to promote the coordinated development of the upper, middle and lower reaches, it is necessary to guide the capital, technology and labor-intensive industries in the downstream areas to transfer to the upper and middle reaches in an orderly manner and retain key links in the industrial chain. He also stressed the need to build a unified, open and orderly transportation market.

　　△ Lianyungang, Jiangsu Province is the intersection city of "Belt and Road", which is a domestic car and wind blade waiting for export.

　　The Yangtze River Economic Belt is the main intersection of the Belt and Road Initiative in China. At the forum, the Supreme Leader emphasized that the provinces and cities along the Yangtze River should find their respective positions in the new development pattern of domestic and international double circulation promoting each other and take the initiative to open their markets to the world. He proposed that it is necessary to co-ordinate the opening up of coastal areas along the Yangtze River and inland areas, accelerate the cultivation of more inland open highlands, improve the level of opening up along the border, and achieve high-quality introduction and high-level going out.

　　△ On the same day, the General Secretary of the Supreme Leader also focused on protecting and inheriting the Yangtze River culture. This is the giant Buddha in Leshan, Sichuan.

　　 Main Force: Leading High-quality Economic Development

　　In April 2018, the General Secretary of the Supreme Leader proposed at the symposium to further promote the development of the Yangtze River Economic Belt that the Yangtze River Economic Belt should become a new force leading the high-quality development of China’s economy. At this year’s symposium,The "new force" has been upgraded to the "main force".

　　The "Fourteenth Five-Year Plan" proposes that the economic and social development during the "Fourteenth Five-Year Plan" period shouldWith the theme of promoting high-quality developmentThis is a scientific judgment based on the changes in China’s development stage, development environment and development conditions. The Yangtze River Economic Belt, which accounts for half of the country’s population and total economic output, is undoubtedly an important engine for China’s high-quality economic development.

　　△ This is a special stamp of the Yangtze River Economic Belt issued by China Post in August 2018.

　　At the forum on November 14th, the Supreme Leader pointed out that the Yangtze River Economic Belt shouldAccelerate the upgrading of industrial base and the modernization of industrial chain. The general secretary stressed that we should be brave in innovation, persist in focusing on the real economy, and comprehensively shape new advantages of innovation-driven development.

　　△ Chengdu-Chongqing urban agglomeration is one of the three growth poles of the Yangtze River Economic Belt. On October 16th this year, the Political Bureau of the Central Committee deliberated the Outline of the Construction Plan for the Twin Cities Economic Circle in Chengdu-Chongqing Region, demanding that the "Tale of Two Cities" be sung well.

　　The general secretary proposed to step up the layout of a number of major innovation platforms, accelerate the breakthrough of a number of key core technologies, and strengthen the support capabilities of key links, key fields and key products; It is necessary to build an advanced manufacturing cluster with international competitiveness and build an industrial chain supply chain that is self-controllable, safe and efficient and serves the whole country. These are all realized.High-quality development and high-quality lifeThe key move.

　　△ A new energy auto parts production line in Changzhou, Jiangsu

　　On August 19th this year, when the Supreme Leader inspected the ecological protection of the Yangtze River in Maanshan, Anhui Province, he said that it is necessary to enhance the awareness of caring for and protecting the Yangtze River and reproduce the scenic spot of "one river with clear water flowing eastward" as soon as possible. At the forum on November 14th, the General Secretary once again sent a message: We should maintain historical patience and strategic determination, draw a blueprint to the end, and work one after another to ensure that the clear water of a river will last for future generations and the people of Hui Ze.

　　This is the grand plan of the Yangtze River in the new era.

　　Producer: Shen Yong

　　The main author is Gong Xuehui and Yu Zhenyi.

　　Visual sense

　　Camera Team of News Center, Headquarters

　　Editor: Liu Huimin, yan hou, Cai Jingxian, Li Jin.

　　Editor Wang Jiyang

Advent： a long lyric poem with twists and turns.

Amy adams performed "arrival" beautifully.

At a glance, the past and the future come together at the same time.

My consciousness has become ashes for half a century.

Time is not yet grey.

I spent the rest of my life in it.

— — The story of your life

1905 movie network news Today, the development and output of science fiction films have reached a white-hot stage. When such sci-fi films, such as,, and, which focus on showing disasters, are prevalent, sci-fi films have initially shown a relatively complete and complex internal structure. The increasingly realistic special effects are combined with the superb performances of actors, and the dense and tense drums with the music beat the nerves of the audience. The theme of adventure and rescue reappears again and again, and people seek thrills in the fast-rotating rhythm and finally get the pleasure of redemption. Although the dazzling science and technology in the story is not the absolute core, it will generally be the most stealing element in the film.

However, for those who shine brilliantly in the award season and have high expectations, the most dazzling thing is not the abstruse physical law, which is not very close to the people most of the time. As a film art that is extremely dependent on vision, Coming has successfully adapted the original work full of physical laws into an image work with the same depth, but more warmth and compassion. This film highlights the introspection and care for human beings themselves. If you feel that the content in the book is too obscure and only suitable for the elite of mathematics and physics, you might as well watch the film first and then interpret the original.

Louise tries to communicate with "Seven Limbs Barrel"

Amy adams, the heroine who plays the linguist Louise, has undoubtedly presented a rich performance, and she interprets both the scene of her first attempt to communicate with the alien "Seven Limbs Barrel" and the process of Louise’s own way of thinking gradually changing after the meeting of two civilizations, in which she flashes in front of her eyes and is sometimes immersed in the fleeting glimpse of the future.

The original story of your life is so advanced that actors can hardly get similar inspiration and reference from any personal life experience. Therefore, it is undoubtedly more difficult to try to convince the audience by imagination that such a scene may really happen, but she performed easily, photocopying the soul of the character in her eyes, the aura of the star and the marginal sense of the performer disappeared into the characters and could not be traced.

Aside from the cool tone and deep and unique soundtrack, the most attractive thing about the film is undoubtedly the "seven-limb barrel" nonlinear language system. Here, the concept of "Wolf Hypothesis" is introduced. The theory holds that the thinking mode of human beings is influenced by the language they use, and our cognition of reality is determined by our mother tongue. Louise’s way of thinking has gradually changed after studying the language of "Seven Limbs Barrel". The reason why she can see the future is undoubtedly the manifestation of another civilization gradually merging with it.

"Those who predict the future will not talk about the future, and those who have read the book of years will not admit that they have read it." Louise’s worldview has now become a mixture of human beings and "seven-limb barrels". She sees the process of her beloved daughter’s birth-childhood-adolescence-death bit by bit, and understands that her husband will leave her, which casts a pessimistic tone on the whole film, because after knowing everything, hope almost disappears.

In the process of learning the language of "seven limbs barrel", Louise’s way of thinking has gradually changed.

Predicting the future is undoubtedly a mysterious and spiritual talent in our past cognition, but it is not a blessing, and more often a sense of fatalism arises. The "seven-limb bucket" that does not follow linear logic may have completely opposite consciousness. For them, the past, the present and the future are parallel memories, and life is so ritualistic that the core of everything lies in execution rather than results.

This tender and affectionate argument sounds so familiar that it is quite Zen when you think about it — — Therefore, many people think that this work uses oriental philosophy to save the world. With regard to insight into the future, there are too many movies and TV works that show how human beings try to change and turn the tide after gaining God’s perspective. However, even though the spirit can override the body, we still can’t get rid of the shackles of the body.

Therefore, changing the routine we are familiar with, the most touching chapter in the film is reflected at the end of the film — — The hostess has already learned all about her life and her daughter’s life. In the linear context of human beings, she foresaw the death of her loved ones and the separation of her partners, but she still smiled and hugged her lover who confessed to herself and became a performer like a "seven-limb bucket". After the unexpected arrival of fate, her free will is to choose to conform, not to confront or resist.

Although the warmth and intimacy for a moment are like scattered stars, she has to bend over to pick them up and concentrate on her feelings, because after the time burns, even the residual temperature will be exhausted.

This is perhaps the most embodiment of human dignity and nobility — — "I knew the ending from the beginning, and I chose my own path, which is the only way in the future. I am full of joy, perhaps full of pain. My future, is it minimized or maximized? " In the struggle, doubt and fear, she still made such a choice, instead of trying her best to eliminate the danger and pain she had already felt. Contrary to instinct, she needed courage.

Frankly speaking, this is a film that gives people the feeling of "lingering sound for three days". In the process of following the hostess step by step to explore and understand, the philosophical image of the whole film is fascinating, and it is like being submerged in the unfathomable galaxy. But we will eventually return to life itself, and follow the road in this winding and soul-stirring lyric poem.

A county government in Hebei defaulted on the project payment and was sued by private enterprises for local response.

　　The defendant of a county-level government in Hebei who defaulted on the project payment went to court. Both the first and second trials have made judgments, demanding to pay more than 8 million yuan and a certain amount of liquidated damages to private enterprises, but it is still delayed.

　　Recently, Pacific Construction Group Co., Ltd. reflected the above situation to The Paper.

　　Pacific Company said that in 2018, after they were owed nearly 10 million project funds by Gaoyi County, Hebei Province, they took the Gaoyi County Government and Gaoyi County Housing and Construction Bureau to court.

　　According to the relevant judgment of the Intermediate People’s Court of Shijiazhuang City, Hebei Province, in 2013, Pacific Company and Gaoyi County Government signed a cooperation framework agreement on the construction of some infrastructure projects.

　　Subsequently, Pacific Company and Gaoyi County Housing and Construction Bureau signed five Construction Contracts, involving five local road projects. At present, relevant projects have been completed and put into use.

　　According to the contract, the total price of the five projects was nearly 36 million yuan, but until the date of the Pacific Company’s prosecution, Gaoyi County still had 8.62 million project funds unpaid.

　　In this regard, the Gaoyi county government submitted relevant evidence to the court to prove that the project of Pacific Company "has quality problems", but the court did not recognize it.

　　In March 2019, Shijiazhuang Intermediate People’s Court ruled that the Gaoyi County Housing and Construction Bureau paid the remaining 8 million project funds to Pacific Company within 30 days from the effective date of the judgment, and paid liquidated damages according to the corresponding standards. At the same time, Gaoyi County Government shall be jointly and severally liable for the above obligation to pay for the remaining projects.

　　Subsequently, the Gaoyi County Housing and Construction Bureau appealed to the Higher People’s Court of Hebei Province.

　　The Paper saw from the relevant judgment of Hebei Higher People’s Court that Gaoyi County Housing and Construction Bureau still believed that there were problems in the project quality, and the maintenance cost should be deducted from the project payment.

　　Relevant judgments of Hebei Higher People’s Court

　　The Hebei Higher People’s Court did not support this appeal, because the Gaoyi County Housing and Construction Bureau provided relevant evidence, which failed to prove that the quality problem was caused by the unqualified construction of Pacific Company, and failed to prove that the related maintenance costs were related to the construction of Pacific Ocean.

　　The Hebei Provincial High Court made a judgment in August 2019, dismissed the appeal and upheld the original judgment.

　　However, it was not until the beginning of May this year that the Pacific Company reported to The Paper that it had been more than half a year since the final judgment was issued, and it still had not received the project payment.

　　According to industrial and commercial data, the shareholders of Pacific Construction Group Co., Ltd. are Yan Hao and Yan Xin, with a registered capital of 10.5 billion yuan. The company started in Huai ‘an, Jiangsu, and its headquarters has been in Nanjing for a long time. At present, its registered address is located in Urumqi, Xinjiang.

　　On May 6th, a reporter from The Paper called Zhang, the section chief of the Municipal Bureau of Gaoyi County Housing and Construction Bureau, and the other party said that he was only "working specifically" and did not know the final payment.

　　Zhang Qi, deputy head of Gaoyi County People’s Government in charge of housing construction, transportation and other work, did not answer the question directly, but said to The Paper, "You can come and see the quality of the project yourself." Zhang Peng also said that the local authorities are already dealing with the problem of arrears.

Adhere to the party’s ideological line throughout the whole process of implementing the party’s basic line.

　　"Several Guidelines on Political Life within the Party under the New Situation" (hereinafter referred to as "Guidelines") puts forward that "the whole party must adhere to the party’s ideological line throughout the whole process of implementing the party’s basic line". This important requirement profoundly reveals the close relationship between the party’s basic line and the party’s ideological line, grasps the root of adhering to the party’s basic line, and has important guiding significance for the whole party to unswervingly and comprehensively implement the party’s basic line under the new historical conditions.

　　Adhering to the party’s ideological line is very important for implementing the party’s basic line.

　　The Code points out: "The basic line of the Party in the primary stage of socialism is the lifeline of the Party and the country, the happiness line of the people, and the fundamental guarantee for the normal development of political life within the Party. We must fully implement the party’s basic line and unify the two basic points of taking economic construction as the center, adhering to the Four Cardinal Principles and persisting in reform and opening up with Socialism with Chinese characteristics’s great practice, and we must not deviate or waver at any time. " The key to the great success of China’s reform and opening up is that we have always adhered to the party’s basic line. Under the guidance of the basic line, our party unites and leads the people of the whole country to overcome all kinds of difficulties, overcome all kinds of risks, resist all kinds of interference, comprehensively promote reform, opening up and socialist modernization, push the road of Socialism with Chinese characteristics wider and wider, constantly open up new prospects for the development of the party and the state, and constantly open up new horizons for the development of Marxism.

　　It is not easy to form and establish the basic line, which is a great achievement made by our party in adhering to the ideological line of seeking truth from facts and painstakingly exploring the road of socialist construction in line with China’s national conditions. After the founding of New China and the successful completion of the task of socialist transformation, the Eighth National Congress of the Communist Party of China formulated a correct political line and put forward a series of principles and policies to transform China from a backward agricultural country into an advanced industrial country as soon as possible. However, due to various reasons, the party’s guiding ideology divorced from reality, and the correct line of the Eighth National Congress did not persist, which led to twists and turns and mistakes in our exploration. After the Third Plenary Session of the Eleventh Central Committee of the Communist Party of China, our party summed up the experience and lessons, and deeply realized that only by persisting in seeking truth from facts and proceeding from reality can China’s socialist modernization be carried out smoothly. Under the guidance of this correct ideological line, our party adhered to the truth, corrected its mistakes, made a historic decision to shift the work center of the party and the state to economic construction and implement reform and opening up, and reiterated in time that we must adhere to the Four Cardinal Principles. The 13th National Congress of the Communist Party of China put forward that China is in the primary stage of socialism and will be in it for a long time, and formulated the basic line of the Party in the primary stage of socialism. The proposal of the primary stage of socialism and the establishment of the party’s basic line lie in the restoration of the party’s ideological line.

　　The party’s basic line comes from the party’s correct ideological line, and its implementation is also inseparable from the party’s ideological line. From the practice since the reform and opening up, we should always fully understand and correctly implement the Party’s basic line. The General Secretary of the Supreme Leader pointed out that centering on economic construction is the key to rejuvenating the country, the four cardinal principles are the foundation of building the country, and reform and opening up are the road to strengthening the country. The three are interrelated, interdependent and inseparable. He particularly emphasized: "We should always adhere to ‘ One center and two basic points ’ Never waver or deviate from ‘ A center ’ , nor do you neglect it ‘ Two basic points ’ Unify the practice of Socialism with Chinese characteristics’s common ideal with the firm communist ideal, resolutely resist all kinds of wrong ideas of abandoning socialism, and consciously correct the wrong ideas and policies and measures beyond the stage. " These incisive expositions have strong practical pertinence and long-term guidance. The key here is to adhere to our party’s ideological line of seeking truth from facts.

　　The party’s ideological line is the premise and foundation for our party to formulate a correct political line, and it is also the key to consistently and comprehensively implement the party’s political line. The Code points out: "The whole party must adhere to the party’s ideological line throughout the whole process of implementing the party’s basic line, persist in emancipating the mind, seeking truth from facts, advancing with the times, seeking truth and being pragmatic, persist in integrating theory with practice, proceed from reality, test truth and develop truth in practice, not only oppose all kinds of wrong tendencies of denying Marxism, but also break the dogmatic understanding of Marxism." All Party comrades and leading cadres at all levels, especially senior cadres, should deeply understand this requirement, embody the spirit of seeking truth from facts in all their work, and consciously set an example of persisting in seeking truth from facts.

　　Insist on proceeding from China’s basic national conditions at this stage and comprehensively implement the Party’s basic line.

　　The party’s basic line is formulated on the basis of a profound understanding of the basic national conditions in the primary stage of socialism. Over the past 30 years of reform and opening up, we have made remarkable development achievements, but as the Supreme Leader General Secretary clearly pointed out, the basic national conditions of China, which is still in the primary stage of socialism for a long time, the contradiction between the people’s growing material and cultural needs and backward social production, the main social contradiction, and China’s international status as the largest developing country in the world have not changed. That is to say, the primary stage of socialism is still the greatest national condition and reality in contemporary China. In any case, we must firmly grasp this greatest national condition and firmly base ourselves on this greatest reality in promoting reform and development in any aspect. This is the starting point for us to fully implement the Party’s basic line.

　　Adhering to the basic national conditions in the primary stage of socialism, we should not only see that this basic national condition has not changed, but also see the new characteristics of China’s economic and social development at a new historical starting point. Any tendency to go beyond reality and beyond the stage and be eager for success should be avoided, and any ideas and practices that lag behind reality and ignore profoundly changing objective facts and stick to the old ways and stand still should be resolutely corrected. General Secretary of the Supreme Leader pointed out: "Accurately grasping the new changes and new characteristics in different stages of development in China, making the subjective world better conform to the objective reality, and deciding the work policy according to the reality is a working method that we must firmly remember." We should be soberly aware that after more than 30 years of reform and opening up, the connotation of China’s basic national conditions is constantly changing, and today’s China has stood at a new historical starting point. General Secretary of the Supreme Leader made an incisive explanation of the connotation of "new starting point", pointing out: "This new starting point is a new starting point for China to comprehensively deepen reform and increase new impetus for economic and social development, a new starting point for China to adapt to the new normal of economic development and transform its economic development mode, and a new starting point for China to deeply interact with the world and open to the world." We must firmly base ourselves on the new characteristics of development at the new historical starting point, constantly adapt to the new requirements put forward by the changed objective reality, and always adhere to and implement the party’s basic line.

　　The Code puts forward specific requirements for adhering to "one center and two basic points" in every aspect under the new situation. Regarding "one center", it is emphasized that the whole party must unswervingly adhere to the economic construction as the center, concentrate on the development of this party’s top priority in governing and rejuvenating the country, adhere to the people-centered development thought, make overall plans to promote the "five in one" overall layout and coordinate the promotion of the "four comprehensive" strategic layout, adhere to the new development concept of innovation, coordination, green, openness and sharing, strive to improve the quality and efficiency of development, and constantly improve people’s living standards. Regarding the "Four Cardinal Principles", it is emphasized that it is essential to uphold the leadership of the Party, Socialism with Chinese characteristics Road, Socialism with Chinese characteristics Theory System, Socialism with Chinese characteristics System and Socialism with Chinese characteristics Culture, so as to keep a clear head, stand firm, and unswervingly adhere to and develop Socialism with Chinese characteristics. With regard to "reform and opening up", it is emphasized to give full play to the initiative of the masses, be brave in self-revolution, be brave in promoting theoretical innovation, practical innovation, institutional innovation, cultural innovation and other aspects of innovation, unswervingly implement the basic national policy of opening up, and never be complacent and stick to the rules. Under the new situation,Our party leads the people to deepen the reform in an all-round way in order to promote the self-improvement and development of Socialism with Chinese characteristics’s system, and promote the modernization of the national governance system and governance capacity, neither taking the old road of being closed and rigid, nor taking the evil road of changing its flag.

　　Adhere to emancipating the mind, seeking truth from facts, advancing with the times, seeking truth and being pragmatic.

　　General Secretary of the Supreme Leader pointed out: "Persisting in emancipating the mind and forging ahead is the inherent requirement of seeking truth from facts." In the face of the ever-changing objective reality, we must fully implement the Party’s basic line, always seek truth from facts, and make the subjective conform to the objective, so that we can’t stop our understanding, our thinking can’t be rigid, and our spirit can’t slack off. The Code puts forward requirements for the whole party in this respect.

　　General Secretary of the Supreme Leader has repeatedly stressed the need to prepare for a great struggle with many new historical characteristics, which is an important judgment drawn from a comprehensive review of the two overall domestic and international situations and development trends. To implement the Party’s basic line, we must closely contact these "new historical characteristics" and closely revolve around this "great struggle". At present and in the future, we are facing many new situations and new problems at home and abroad, and there are many contradictions, risks and challenges. We must not take them lightly. The rapid changes in the situation and environment, the heavy tasks of reform, development and stability, the numerous challenges of contradictions and risks, and the great test of our party’s governance are unprecedented. Standing at this new historical starting point and under this new historical condition, how to adhere to and implement the Party’s basic line is a severe test for our Party. General Secretary of the Supreme Leader stressed: In order to have new development and breakthrough, we must further emancipate our minds. Emancipating the mind is a magic weapon for the development of Socialism with Chinese characteristics and a powerful ideological weapon for us, which should not be forgotten or thrown away for a moment.

　　General Secretary of the Supreme Leader also stressed: "A good mental state is an important prerequisite for doing all the work well." Facing the complicated and changeable situation and arduous and arduous tasks, only by inspiring "spirit", bearing in mind "empty talk about making mistakes in the country, doing solid work to rejuvenate the country", making positive progress, being brave in taking responsibility and working hard can we truly solve the development problems and make achievements that can stand the test of practice, people and history. For this reason, the General Secretary of the Supreme Leader attaches great importance to and emphasizes the work style construction, especially the work style construction of cadres. He pointed out: there are many reasons for the success of the cause, and hard work is the main factor. Cadres should take responsibility, how much responsibility can they do, and how much responsibility can they achieve. In the face of work problems, we must get rid of them and stand up to them, and truly become the backbone of leading the people to fight risks and tide over difficulties.

　　We should, in accordance with the requirements of the Code, apply the spirit of emancipating the mind, seeking truth from facts, advancing with the times, seeking truth from facts and being pragmatic in all the work of reform and development, push forward the reform with the courage of self-revolution and perseverance, dare to open the door to stubborn diseases accumulated for many years, dare to touch on deep-seated interests and contradictions, resolutely break through the shackles of old ideas, resolutely break the barriers of solidification of interests, and resolutely remove the development of social productive forces. Unswervingly push forward the reform of economic system, political system, cultural system, social system, ecological civilization system and party building system, and strive to create a new situation in all work.

　　Insist on theoretical innovation and constantly promote the sinicization of Marxism.

　　It is very important to persist in theoretical innovation in the whole process of implementing the party’s basic line through the party’s ideological line. The Code emphasizes that we should constantly study new situations, sum up new experiences and solve new problems, and constantly promote the sinicization of Marxism.

　　Adhering to theoretical innovation is a fine tradition and advantage of our party. Since the reform and opening up, our party has followed the ideological line of seeking truth from facts, insisted on observing the world and analyzing problems by using Marxist standpoints and methods, and courageously promoted theoretical innovation on the basis of practice, which provided powerful theoretical guidance for the reform and opening up. There is no end to the development of practice, and there is no end to our understanding of truth and theoretical innovation. General Secretary of the Supreme Leader stressed: "To make the cause of the party and the people not stop, we must first stop in theory." Today, realizing the goal of "two hundred years", realizing the Chinese dream of the great rejuvenation of the Chinese nation, coordinating and promoting the overall layout of "five in one" and "four comprehensive" strategic layouts, and effectively coping with all kinds of foreseeable and unpredictable difficulties and risks on the road ahead will all put forward new topics, which urgently require us to make new scientific answers in theory. The task of theoretical innovation is great and arduous.

　　Marxism is a powerful ideological weapon for us to understand and transform the world. The party’s theoretical innovation must adhere to the combination of the basic principles of Marxism with the specific reality and characteristics of the times in contemporary China, and fall on the major theoretical and practical problems faced by governing the country and the party, and put forward the correct ideas and effective methods to solve the problems. General Secretary of the Supreme Leader stressed: "Only by listening to the voice of the times, responding to the call of the times and seriously studying and solving major and urgent problems can we truly grasp the historical context, find the law of development and promote theoretical innovation." We should examine the realistic foundation and practical needs of Marxism in contemporary development with a broader vision, adhere to the problem orientation, persist in taking what we are doing as the center, constantly promote the China of Marxism, constantly open up a new realm of Marxism development, and let contemporary China Marxism radiate more brilliant truth.

　　Since the 18th National Congress of the Communist Party of China, the CPC Central Committee with the Supreme Leader as the core has actively promoted the theoretical innovation of the Party in the practice of governing the country and further enriched and developed the Party’s scientific theory. The series of important speeches by the Supreme Leader General Secretary embodies the latest achievements of our party’s theoretical innovation and practical innovation, the latest achievements of Socialism with Chinese characteristics’s theoretical system, the latest achievements of Marxism in China, and the vivid Marxism guiding the great struggle with many new historical characteristics. Practice has fully proved that the reason why the party and the country have made new achievements and opened up a new situation lies in the strong leadership of the CPC Central Committee with the Supreme Leader as the core and the scientific guidance of the spirit of the series of important speeches by the General Secretary of the Supreme Leader. All comrades in the Party should firmly establish the "Four Consciousnesses", more firmly maintain a high degree of consistency with the CPC Central Committee with the Supreme Leader as the core, and more consciously guide all aspects of work and practice with the spirit of the series of important speeches by the General Secretary of the Supreme Leader. General Secretary of the Supreme Leader clearly stated: "We should constantly deepen our understanding and sum up experience according to the changes of the times and the development of practice, and constantly realize the benign interaction between theoretical innovation and practical innovation, so as to develop Marxism in China in the 21st century in this unity and interaction." This is the historical mission of contemporary the Communist Party of China (CPC) people.

　　Comrade Deng Xiaoping once said a weighty sentence about adhering to the Party’s basic line: "The basic line must be managed for a hundred years and cannot be shaken. Only by adhering to this line will the people believe in you and support you. Anyone who wants to change the line, principles and policies since the Third Plenary Session will be defeated if the people do not agree. " On the one hand, he said this because the party’s basic line is very important, which is the "lifeline" and "happiness line"; On the other hand, it also shows that it is not easy to adhere to the party’s basic line, which requires true knowledge, courage and methods. What can we rely on to gain true knowledge, courage and methods? Fundamentally speaking, we must rely on our party’s ideological line of seeking truth from facts.

　　General Secretary of the Supreme Leader profoundly pointed out: "Seeking truth from facts is the fundamental viewpoint of Marxism, the fundamental requirement for the Communist Party of China (CPC) people to understand and transform the world, and the basic thinking method, working method and leadership method of our party." "Practice has repeatedly proved that if we persist in seeking truth from facts, we can rejuvenate the party and rejuvenate the country; Contrary to seeking truth from facts, it will mistake the party and the country. " As long as we always adhere to the ideological line of seeking truth from facts, establish a scientific attitude of seeking truth from facts and carry forward the fine tradition of seeking truth from facts, we will certainly be firm and unshakable in upholding and implementing the party’s basic line, a major political issue. (cold-soluble)

Beijing introduced provident fund loans and extracted the New Deal.

　　The Beijing Housing Provident Fund Management Center has issued the Notice on Adjusting the Individual Housing Loan Policy of Housing Provident Fund and the Notice on Implementing streamline administration, delegate power, strengthen regulation and improve services, Optimizing the Business Environment and Improving the Service Level of Housing Provident Fund Collection, which will completely change the withdrawal and loan of housing provident fund in the future. These policies will be officially implemented from September 17, 2018.

　　Among them, "recognizing the house and recognizing the loan", "the deposit amount is linked to the deposit period" and "buying a house in a different place cannot be extracted at will" are all key words!

　Young people　

　　Only when the loan amount is linked to the deposit period for more than 11 years can the loan be 1.2 million yuan.

　　In the past, the maximum amount of provident fund loans was 1.2 million yuan, and the length of deposit time would not affect the amount; The New Deal will link the loan amount with the deposit period of the housing provident fund of the borrower.

　　The relevant person in charge of the Beijing Housing Provident Fund Management Center said that in order to reflect the fairness and impartiality of the system,You can borrow 100,000 yuan every year, with a maximum loan of 1.2 million yuan.

　　There are also several special circumstances when calculating the deposit period. If the deposit period is less than 1 whole year, it shall be calculated as 1 whole year. For example, if the deposit period is 13 months, it will be counted as two years, and the loan can be 200,000 yuan. In addition, if the loan applicant is married, the calculated loan amount will not be added up, but will be calculated by the spouse who has paid for a long time.

　　For example, if a 22-year-old college graduate starts to pay the provident fund after taking office, under normal circumstances, it will take more than 11 years to pay for a loan of 1.2 million yuan, that is, about 34 years old. "This is mainly to guide citizens to reasonable housing consumption and implement’ rental and purchase at the same time’ and’ rent before buying’." The person in charge said.

　Buy a "second house"???　

　　The maximum loan amount for the second suite is reduced to 600,000.

　　Since September 17, 2018, the personal loan of Beijing Provident Fund has also changed the rules for judging the "second suite" and become the same as the commercial loan.

　　"House" refers to the house of the borrower under the name of Beijing, and "loan" refers to the national personal housing loan records in the PBOC credit information system, including commercial housing loan records and housing provident fund personal housing loan records.

　　In other words, if the loan applicant has no housing loan record and no housing in this city, it will be handled according to the first home loan policy; Anyone who does not belong to the first suite and is approved as a second suite shall be handled according to the second suite loan policy; If it is approved that there are two or more houses, no loans will be granted.

　　Specifically, it is counted as the "second suite":There is only one set of housing in this city; There is only one housing loan record in China; There is a housing loan record, and there is a house in this city, and it is the same house.If there are two or more houses in this city, or there are two or more housing loan records in the country, or there are housing loan records and houses in this city that are not the same house, the loan will not be granted.

　　At the same time, the New Deal lowered the maximum loan amount for second-home loans.From 800,000 yuan to 600,000 yuan. Generally speaking, if you are judged as a "second suite" after "recognizing the house and recognizing the loan", you will face a decrease in the loan amount and an increase in the down payment ratio compared with the past.

　First payment ratio　???　

　　The down payment ratio is no longer uniform: 20% for ordinary houses, 35% for two sets, and 80% for non-ordinary houses.

　　Whether it is the first suite or the second suite will directly affect the down payment ratio. Similar to last year’s "3.17 New Deal", the down payment ratio for purchasing a house with provident fund loans will vary according to the nature of the house:

　　From low to high, buyAffordable housingYes, the down payment ratio is not less than 20%;

　　buyPolicy housing such as shared property rights.The first set of housing, the down payment ratio is not less than 30%;

　　buyThe first set of ordinary self-occupied housing other than policy housingThe down payment ratio is not less than 35%;

　　buyThe first set of non-ordinary self-occupied housing other than policy housingThe down payment ratio is not less than 40%;

　　buyOrdinary self-occupied house and second house.Yes, the down payment ratio is not less than 60%;

　　buyNon-ordinary self-occupied housing and second housing.Yes, the down payment ratio is not less than 80%.

　　The identification standards for ordinary self-occupied housing and non-ordinary self-occupied housing will be implemented in accordance with the "Notice on Adjusting the Average Transaction Price of Ordinary Housing in this Municipality to Enjoy Preferential Tax Policies". Generally speaking, ordinary self-occupied housing refers to the plot ratio above 1.0 (inclusive) and the single building area below 140 square meters (inclusive), and is determined with reference to its actual transaction price.

　Chengliuqu　???　

　　Buying a house from the sixth district of the city to the outside of the sixth district can be floated. The east-west city will float 200,000 and the Haifeng Stone will float 100,000.

　　In order to implement the relevant requirements of Beijing’s overall urban planning, the New Deal can increase the maximum loan amount by 100,000 yuan and 200,000 yuan on the basis of 1.2 million yuan for families who purchase houses outside the six districts of Beijing.

　　Specifically,

　　The household registration of the loan applicants are all in Beijing.Dongcheng DistrictorXicheng DistrictYes, the purchase of the first home outside the six districts (Dongcheng, Xicheng, Chaoyang, Haidian, Fengtai and Shijingshan) can increase the maximum loan amount by 200,000 to 1.4 million yuan;

　　If the household registration is inChaoyang, Haidian, Fengtai and Shijingshan DistrictsYes, the maximum loan amount can be increased by 100,000 yuan to 1.3 million yuan when purchasing the first house outside the six districts of the city.

　Middle-aged and elderly years　???　

　　The longest loan period is 65 years old.

　　Previously, the longest loan period of provident fund personal loans can be calculated until the borrower is 70 years old; Now it is adjusted to the maximum age of 65 in principle. If the loan applicant is married, the loan term shall be calculated by the longer of the husband and wife.

　　For example, if the applicant is over 55 years old, the maximum loan period used to be 15 years, but now it will be reduced to 10 years.

　Monthly salary family　???　

　　If the monthly repayment amount does not exceed 60% of the monthly income, the amount will be reduced if the income is insufficient.

　　On the premise of ensuring the basic living expenses of the loan applicant, according to the loan amount, term and applicable interest rate applied by the loan applicant, the monthly repayment amount calculated by the equal principal and interest repayment method,Not exceeding 60% of the monthly income of the loan applicant..

　　In fact, the "monthly repayment amount not exceeding 60% of monthly income" will more importantly affect the loan amount.

　　Calculate the account! If you use the provident fund loan of 1.2 million yuan for 25 years, the monthly payment of equal principal and interest is 5848 yuan according to the benchmark interest rate of 3.25%. According to the New Deal, the monthly income should reach at least 11,230 yuan on the basis of basic living expenses.

　Buying a house outside Beijing　???　

　　The purchase of houses in different places is no longer taken casually, only the domicile or the provincial capital where the domicile is located can be bought.

　　"Although it has been realized to purchase houses in different places to withdraw the provident fund, a large number of forged materials have also been found to defraud the provident fund." The relevant person in charge of the Beijing Housing Provident Fund Management Center said that in practice, many applicants were found to have forged property certificates, household registration books, identity cards, house purchase contracts and even government websites.

　　To this end, the New Deal will also standardize the purchase and withdrawal business, and it is no longer necessary to purchase housing in any city to withdraw the provident fund in Beijing. It is reported that in addition to buying houses located in the administrative area of Beijing,The withdrawal of provident fund is limited to the purchase of housing in the county, city or provincial capital city where the household registration is located as recorded in the ID card and household registration book of the person and spouse.

　　For example, if the purchaser’s household registration is in Zhangjiakou City, Hebei Province, he can only withdraw the provident fund when purchasing Beijing housing, Zhangjiakou housing and Shijiazhuang housing; If the person buys a house in Langfang, such as Beisan County, he cannot withdraw the provident fund.

　　It should also be noted that,If the depositor and spouse of the housing provident fund have records of house purchase withdrawal in the administrative area of Beijing, they cannot apply for house purchase withdrawal in different places.

　Entering the city　???　

　　Migrant workers can cancel their accounts and extract men over 55 years old and women over 50 years old.

　　For migrant workers to terminate the labor relationship with their units, if the household registration is local, it shall be handled in accordance with the provisions on the extraction of local household registration personnel;

　　If the household registration is from other places, if you go to other provinces and cities because of work changes and have established housing provident fund locally, you can apply for the transfer of housing provident fund in different places;

　　If the housing provident fund has not been established locally, the payer of the housing provident fund may cancel the account when he is 55 years old for men and 50 years old for women.

　Big patient　???　

　　In principle, cancel the extraction of serious illness.

　　In order to curb fraud and fraud by means of serious illness, this Municipality has in principle cancelled the extraction of major diseases as stipulated in the Notice on the Extraction of Housing Provident Fund for Employees’ Family Emergencies.

　　At the same time, if the depositor applies for the agreed withdrawal,After the first extraction is completed, the agreed extraction interval is adjusted to three months, six months or one year.

　Single-position and full-time worker　???　

　　Illegal withdrawal for 5 years, no mention and no loan.

　　According to the New Deal, in the future, the city will increase penalties for illegal withdrawal of provident fund. For employees who illegally withdraw housing provident fund, the management center immediately freezes their housing provident fund accounts, orders them to fully refund the amount illegally withdrawn, records personal information in the bad information database, and refuses to apply for housing provident fund withdrawal or accept housing provident fund loan applications within five years from the date of discovery of violations.

　　At the same time, it also copied the bad information to the Municipal Administration for Industry and Commerce, the Municipal Economic and Information Committee and other departments in accordance with the law, and implemented joint punishment. If the personal housing provident fund account is transferred to a different place, the bad records extracted illegally will be transferred with the personal account.

　Apply for a loan　???　

　　A large number of materials have been completely streamlined.

　　In addition to adjusting many loan rules, relevant materials have also been streamlined with the implementation of the New Deal. In terms of loan application materials, in order to facilitate the loan applicant, when accepting the loan application, the loan handling department of the management center only keeps the original house purchase contract (if it is inconvenient to provide the original, a copy is provided) and the original Certificate of Deposit and Use of Housing Provident Fund for Employees with Foreign Loans; After verification, the remaining loan application materials shall be kept in electronic image files for review and retrieval during business handling.

　　At the same time, the current loan contract retained by the management center, Beijing Housing Loan Guarantee Center, the borrower and the entrusted bank will be reduced to one for the management center, the borrower and the entrusted bank, and the Beijing Housing Loan Guarantee Center will not be retained.

　Single-position account opening　???　

　　Open an account and deposit the whole process online.

　　For provident fund deposit units, in addition to the deposit business that can be completed online, the unit registration account opening and information change can be handled by the manager at the housing provident fund counter, or the unit manager can directly complete the registration account opening and information change business by logging in to the online business platform of Beijing Housing Provident Fund Management Center (http://www.bjgjj.gov.cn).

　　If it is the first time for the company to register and open an account online, the selected management department is responsible for reviewing the information provided by the company, informing the company of the audit results and guiding the company to handle the business in the next step; If there are still complicated problems that cannot be solved by online or telephone, notify the unit manager to the management department or the management department will send someone to the unit to guide and solve them.

　Unit business　???　

　　The city’s general payment and withdrawal realize the nearest office.

　　In the past, the city’s provident fund business was handled according to the territory; From next Monday, the deposit unit can choose one of the 18 management departments under the management center and the bank outlets entrusted with the housing provident fund collection business to handle the housing provident fund deposit and withdrawal business according to the principle of proximity and convenience. The management department or bank outlets selected by itself can be fixed or not.

　　In terms of simplifying the handling of materials, the deposit unit and the depositor handle the business of registration, account opening, deposit, change and inquiry through the online business platform of housing provident fund or mobile client, and the business handling department no longer prints and keeps paper files, but only keeps electronic files; The management department and the entrusted bank outlets only need to take images of the original application materials and keep them as electronic files when handling the registration, account opening, deposit, withdrawal, transfer, change and inquiry of the housing provident fund deposit unit, and do not keep copies of the business handling materials.

　Other doubts　???　

　　Authoritative answer

　　Q: Is the execution time based on online signing or loan application?

　　A: All relevant policies will be implemented as of September 17, 2018. If they have been signed online before, they will be implemented according to the original regulations. This regulation is mainly aimed at the municipal provident fund, and the the Central Committee of the Communist Party of China directly under the authority Sub-center, the Central State Organs Sub-center and the Beijing Railway Sub-center can be implemented with reference to this notice, unless otherwise stipulated.

　　Q: Can I get a loan of 1.2 million yuan after 12 years of deposit?

　　A: 1.2 million is only the maximum amount. The actual approved loan amount is also related to the monthly deposit amount, the maximum loan percentage, and the proportion of monthly repayment amount to monthly income.

　　Q: Can I still withdraw the provident fund if I have purchased a foreign house and made the first withdrawal?

　　A: The new regulations require that you can purchase a house in a provincial capital city where your household registration is located or where you are located before you can apply for a house purchase in a different place to withdraw the provident fund. In addition, the reporter also learned that if a foreign house has been purchased and has been extracted for the first time, it will be extracted normally according to the original policy.

　　Q: The registered employees in the sixth district of the city have not paid for 12 years. Can they enjoy the "quota floating policy"?

　　A: The loanable amount can be increased by 100,000 yuan or 200,000 yuan based on the actual deposit period of registered employees in the six districts of the city, but the final loan amount should not exceed the loan amount calculated according to the policy that the monthly repayment amount of the deposited employees does not exceed the control standard of their monthly income proportion.

　　Q: Does the "floating quota policy" apply to married employees?

　　A: It depends. If one of the husband and wife is registered in the sixth district of the city and the other is registered outside the sixth district of the city, the purchase of housing outside the sixth district of the city will not enjoy the floating; If one of the husband and wife has a household registration in Dongxi District and the other has a household registration in Chaoyang District, Haidian District, Fengtai District and Shijingshan District, they can buy a house outside the six districts of the city and enjoy a floating rate of 100,000 yuan; If both husband and wife’s household registration are in the east and west urban areas, they will buy houses outside the six urban areas and enjoy a floating rate of 200,000 yuan; If a single person buys a house outside the six districts of the city, the registered employees in the east and west cities will enjoy a floating rate of 200,000, and the registered employees in Chaoyang District, Haidian District, Fengtai District and Shijingshan District will enjoy a floating rate of 100,000.

The movie ＂Looking Up and Seeing Happiness＂ is scheduled. On the first day of New Year’s Day, Dylan joined the all-star team to celebrate the New Year.

Today, Hu Guohan, Youyin Wu, Liu Jiangjiang and Gao Ke directed the family comedy film "Looking Up and Seeing Happiness", starring Dylan, Pan Binlong, Gong Beibi, Huang Xiaolei, Wang Xun and Jiang Yi, officially announced the official launch of the New Year’s Day. At that time, it will be launched simultaneously on iQiyi, Tencent Video and Youku platforms, and members will watch it for free, adding a pure new year flavor to the jubilation.

Directed by the Network Audiovisual Department of the State Administration of Radio and Television and Beijing Radio and Television Bureau, the film has been selected as the key project of the Network Audiovisual Program of the State Administration of Radio and Television, the works supported by the Beijing Radio and Television Network Audiovisual Development Fund, and the "Youth Chinese Dream" network audiovisual boutique creation project of Beijing Radio and Television Bureau.

The movie "Looking Up and Seeing Happiness" is scheduled. On the first day of New Year's Day, Dylan joined the all-star team to celebrate the New Year.

Social hot topic Laughing with tears deducts colorful life.

The film "Looking Up and Seeing Happiness" is rooted in the present, focusing on reality, and deeply discusses the life problems and emotional fetters under the background of rapid development. The film story spans all ages and tells the story that ordinary people are faced with life difficulties or frustrated or tired moments, and they have the courage to move on because of their true feelings. The protagonist of each story is the epitome of thousands of you and me. Whether it’s a grandson who wants to use technology to reunite his grandfather with his late grandmother, a middle-aged laid-off employee who has no choice but to start a new business, a sister Dabao who opposes Erbao’s foster care and "wins" her younger brother with her elders, or a naive rich second generation who accepts fate transformation in the countryside, makes friends with the true feelings and finds the value of life, we can all find resonance in them, grow up with them and learn the courage to face difficulties!

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The film gives multi-angle thinking answers to multi-dimensional emotional issues, and allows the audience to gain spiritual healing through comedy expressions and techniques. It’s the Spring Festival, and such a film, which takes "You are happy" as the emotional point, is suitable for the young and the old, and fits the atmosphere of the New Year. I believe it will definitely add a touch of bright color to the audience’s Spring Festival stalls, drive the whole family to gather together to watch movies, and at the same time let the audience understand the importance of family, lovers and friends in joy.

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Assemble the gold medal team Free tickets to watch movies and send Spring Festival benefits.

It is reported that the film "Looking Up and Seeing Happiness" brought together four powerful directors-the new director Hu Guohan won the influence director of the second China Internet Film Week in 2020, and his masterpiece "Tough Gun God" once became the ceiling of the online movie box office; "Antarctic Love" directed by Youyin Wu also performed well; The film "Life Events" directed by Liu Jiangjiang won the Best Director’s Debut Award in the 35th China Film Golden Rooster Award; As a director and screenwriter, Gao Ke filmed the cinema film Li Mao for Prince. Synchronous exposure also has an all-star lineup with constant surprises, and powerful actors with heads are eye-catching and full of gimmicks. Director Hu Guohan’s unit is starring Dylan, Luo Jingmin and Li Yinwei, starring Zhang Yaqin and Fu Hang, and starring Jiang Hongbo and Fu Jia. Youyin Wu’s directing unit is starring Pan Binlong, Gong Beibi and Han Yanbo, starring Luo Ji, Dacheng, Tucki, Degula K and He Li, and starring Wei Xiang, Liu Yajin and Jiang Shimeng in friendship; Liu Jiangjiang’s director unit is starring Huang Xiaolei, Wang Xun and Chen Halin, starring Guan Boren, Gao Zanzan and Cui Chenyi, and Wang Ge and Xiao Ai are featured; Jiang Yi, Xin Lin He, Ye Liu and Li Zongheng lead the high-tech director unit, with Young Jack as the special star and Zhang Baiqiao and Zhang’s classmates as the friendly stars. (The above are sorted in order of unit appearance)

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The movie "Looking Up and Seeing Happiness" is scheduled for New Year's Day (5).jpg

The top lineup plays a solid script story, which is the insistence of the main creative team on the quality of the industry, and it also shoulders the sense of responsibility and mission to convey social observation and life thinking; The move of watching movies free of charge has also brought real benefits to fans, so that everyone can watch a movie at home with the whole family during the Spring Festival without going out to be crowded and spending money on tickets, thus enhancing family feelings.

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The movie "Looking Up and Seeing Happiness" is scheduled for New Year's Day (7).jpg

Produced by Huanyu Mingyi (Beijing) Media Technology Co., Ltd., Shanghai Fenghai Film Co., Ltd., People’s Daily Comic Supplement, Big Orange Tree (Beijing) Culture Group Co., Ltd. and Tik Tok Culture (Xiamen) Co., Ltd., Beijing Weimeng Chuangke Network Technology Co., Ltd. (Weibo), Sina Film and Television Culture Development Co., Ltd., Bean Sprout Planet (Beijing) Film and Television Culture Co., Ltd., Horgos Skyworth cool open Culture Media Co., Ltd., Suzhou Sky City 2077 Animation Film and Television Co., Ltd., Parallel Entertainment Film (Shenyang) Co., Ltd., Chongqing Guanda Holding Group Co., Ltd., Beijing Tianzuo Legend Culture Media Co., Ltd., Ningbo Bodi Years Culture Media Partnership (Limited Partnership), Beijing Benjia Film and Television Media Co., Ltd., Beijing Hengyi Culture Media Co., Ltd., Shanghai Fuhua Film and Television Culture Co., Ltd., Beijing Xiaoxiao Future Culture Media Co., Ltd., Film and Television Alliance (Beijing) Holdings Co., Ltd., Sichuan Xingyi Film Co., Ltd., Hebei Radio and Television Film and Television Culture Co., Ltd. and Non-foreign Entertainment Media (Beijing) Co., Ltd. jointly produced, Tianjin Rabbit Cave Film and Television Culture Media Co., Ltd. fully marketed, and Shengcang Film Co., Special thanks to Yuanren Culture and Technology Co., Ltd. and Hangzhou Xiangxin Technology Co., Ltd. for the film "Looking Up and Seeing Happiness", which will be broadcast on iQiyi, Tencent Video and Youku on the first day of New Year’s Day. Members can watch it for free, with smiles and tears interwoven, and warm hearts to celebrate the New Year!

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The movie ＂Looking Up and Seeing Happiness＂ is scheduled. On the first day of New Year’s Day, Dylan joined the all-star team to celebrate the New Year.

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